Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Barry Choi, Money We HaveMy TD Cash Back Visa card is mixed. While it’s a perfectly fine entry-level cash back card, but there are other cash back cards available that offer a higher earning rate or better benefits. While no one expects much from a basic no fee cash back credit card, I do think many people will wish this ca...
- Victor, Yore OysterTD Cash Back Visa Card is a personal credit card targeted toward middle-income earners in Canada. With a bonus cash-back rate of at least 10% on your first $2,000 spent within the first three months, the card is excellent for accumulating cash-back rewards in the first few months of ownership. The c...
- Kara Aaserud, MoneySenseThe benefit of the TD Cash Back Visa Card is its simplicity. It’s a solid option for credit card beginners or anyone who wants to build credit without too much concern about rewards. It’s also a good entry-level option for those who have already established other chequing and saving accounts with TD...
- Ratehub.caThe TD Cash Back Visa Card is pretty no frills, but that doesn’t mean it isn’t valuable. Not everyone wants to tango with complicated rewards programs, and cash back that can be used to pay down your account balance whenever you want (again, when you’ve accrued a minimum of $25) is a real plus. This...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate | 19.99% |
| Balance Transfer Interest Rate | 22.99% |
| Cash Advance Interest Rate | 22.99% |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee | 3% |
| Cash Advance Fee |
1% Minimum of $3.50, maximum of $10.00 |
| Foreign Transaction Fee |
2% Transactions made in a foreign currency will be converted and posted to your account in Canadian currency. |
| Over Limit Fee | $29.00 |
| Late Payment Fee | $0.00 |
| Promotions | |
| Sign up bonus | No |
| Rewards | |
| All Purchases | 0.5% cash back |
| Restaurants | No |
| Gas | 1% cash back |
| Groceries | 1% cash back |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | 1% cash back |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | Yes |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | Yes |
| No Foreign Transaction Fees | No |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | Paywave, Apple Pay, Samsung Pay |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age |
18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces. |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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