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Tangerine World Mastercard® review

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Advertiser Disclosure

Annual Fee
Interest Rate: Purchases
Interest Rate: Purchases
Balance Transfer
19.95% (1.95% for the first 6 months)
Balance Transfer
19.95% (1.95% for the first 6 months)
0.5% cashback
0.5% cashback
Signup Bonus
Signup Bonus

Informr score
The Tangerine World Mastercard® currently has an Informr score of 9.4 out of 10. This score is based on our evaluation of 6 sources including reviews from users and the web's most trusted critics.

Am I eligible?

Tangerine World Mastercard® is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be at least 18 years of age (AB, MB, ON, PE, QA, SK). 19 in all other provinces.
Yes Be a permanent or temporary resident of Canada
Yes Have a minimum personal income of $60000.

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


From what we’ve gathered during our meticulous research, this credit card is a godsend for those who want to receive rewards on everyday purchases. The Tangerine World card allows you to be more flexible with your spending habits by choosing your primary categories. However, if you find this card la...

- Marija Pandurov, Reviewlution
SAVVY New Canadians
SAVVY New Canadians

The Tangerine World Mastercard® beats its plain-vanilla counterpart by offering an additional car rental collision/loss damage insurance, mobile device insurance, Mastercard Airport Experiences, and free Wi-Fi with access to more than 1 million hotspots.

- Enoch Omololu, SAVVY New Canadians
Young and Thrifty
Young and Thrifty

the Tangerine Money-Back Credit Card is an essential piece of plastic to have in your wallet. But you meet all the eligibility requirements, why wouldn’t you upgrade to the Tangerine World Mastercard®? It has the same amazing features – no annual fee and an attractive rewards program that allows you...

- Jordann Brown, Young and Thrifty
My Rate Compass
My Rate Compass

The Tangerine World Mastercard is a new addition to Tangerine’s financial products. As with the Tangerine Money-Back Mastercard, there is no annual fee, 2% cash back on three categories and 0.5% cash back on all other purchases. Some of Tangerine’s spending categories include restaurants, furniture,...

- Mohamed Konate, My Rate Compass

Overall, we’re happy with the Tangerine World Mastercard®. The minimum income requirements are pretty high, and we’d expect that a World Mastercard would offer more travel insurance, but still, the $0 annual fee combined with the high regular earn rate makes it a very valuable and appealing card. Th...

- Sarah Pritzker,


Interest Rates
Regular APR Interest Rate 19.95%
Balance Transfer Interest Rate 19.95% (1.95% for the first 6 months)

Intro rate applies on balances transferred within the first 30 days of account opening.

Cash Advance Interest Rate 19.95%
Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 3%
  • Minimum of $5
  • 1% fee on intro. balance rate
Cash Advance Fee $3.50

$5.00 fee for cash advances outside of Canada.

Foreign Transaction Fee 2.5%

Added to the converted transaction amount

Over Limit Fee $25.00
Late Payment Fee $0.00
Sign up bonus

Apply for by May 31, 2022 and earn an extra 10% back on up to $1,000 in everyday purchases made within your first 2 months.

All Purchases 0.5% cash back
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Additional Details

Earn 2% cash back in two categories of your choice

Categories you can choose from include:

  • Grocery
  • Furniture
  • Restaurants
  • Hotel-Motel
  • Gas
  • Recurring Bill Payments
  • Drug Store
  • Home Improvement
  • Entertainment
  • Public Transportation and Parking

Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 2% Money-Back Category.

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments Apple Pay, Samsung Pay, Google Pay
Virtual Cards No
Additional Benefits
  • Mastercard® Airport Experiences Provided by LoungeKey
  • Mobile Device Insurance
  • Mastercard Tap & Go
  • Mastercard® Travel Rewards
  • Boingo Wi-Fi
  • Special benefits and offers from a growing lineup of on-demand apps and subscription services
Minimum Security Deposit $0
Minimum Age

18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces.

Minimum Personal Income $60,000 per year
Temporary Residents No
Additional comments -
Terms & Conditions Official Terms & Conditions
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