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Scotiabank Value® Visa Card is typically available to those with
credit scores (650 or greater).
To get this card, you must also:
Be at least 18 years of age (AB, MB, ON, PE, QA, SK). 19 in all other provinces.
Be a permanent or temporary resident of Canada
Have a minimum personal income of $12000.
Note: This information is only intended as a guide. The final decision is up to the bank and your
application could still be rejected even if you can answer 'Yes' to all the minimum criteria above.
Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
While the Scotiabank Value Visa might fall short in a few ways when pitted against its biggest competitor in the low interest and balance transfer arena – the MBNA True Line Mastercard – Scotia’s card at least doesn’t charge a balance transfer fee. Depending on the size of the balance you’re transfe...
- Craig Sebastiano, Ratehub.ca
It may not have the lowest rates when compared to other low interest, balance transfer credit cards, but it’s pretty close. If you’re looking to reduce your debt, then this card will help you with that.
- Barry Choi, Money We Have
The Scotiabank Value Visa is an excellent choice for Canadians looking for a low-interest credit card that extends that low interest rate to cash advances and balance transfers.
- Jordann Brown, Ratehub.ca
Although the Scotiabank Value Visa has an annual fee, there’s a lot to like about the card. The 0.99% promotional interest rate is comparable to the other cards, but what makes this card interesting is the fact that the you pay a flat interest rate of 11.99%. Since the rates are straightforward, the...
- Barry Choi, Ratehub.ca
The Value Visa Card by Scotiabank is a good option for those looking to do a balance transfer, but who also want a more versatile card for use beyond the balance transfer itself. Some may not be able to see past the $29 annual fee, but this can easily be made up for if the cardholder rents cars from...
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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