Note: We may earn commissions (at no cost to you) if you buy through links on our site. Learn more.

Scotiabank Passport™ Visa Infinite Card review

Compare Compare  
Advertiser Disclosure

Annual Fee
$139.00
Interest Rate: Purchases
20.99%
Interest Rate: Purchases
20.99%
Balance Transfer
22.99%
Balance Transfer
22.99%
Rewards
1 - 2 points
Rewards
1 - 2 points
Signup Bonus
30000 points (after spending $1,000)
Signup Bonus
30000 points (after spending $1,000)


8.8/10
Informr score
The Scotiabank Passport™ Visa Infinite Card currently has an Informr score of 8.8 out of 10. This score is based on our evaluation of 20 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Scotiabank Passport™ Visa Infinite Card is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be at least 18 years of age (AB, MB, ON, PE, QA, SK). 19 in all other provinces.
Yes Be a permanent or temporary resident of Canada
Yes Have a minimum personal income of $60000.

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Frugal Flyer
Frugal Flyer

The Scotiabank Passport Visa Infinite is one of a kind in Canada and presents a unique value proposition for those individuals who are interested in a travel credit card but are not interested in shelling out hundreds of dollars in annual fees. If this sounds like you, consider adding this card to y...

- Josh Bandura, Frugal Flyer
Forbes
Forbes

Scotiabank itself suggests cardholders shouldn’t apply for a Scotiabank Passport Visa Infinite Card if they plan on carrying an outstanding balance for a long period of time. It also suggests cardholders leery of annual fees, or who rarely travel, may not find it terribly useful. That said, frequent...

- Brennan Doherty, Courtney Reilly-Larke, Forbes
Money.ca
Money.ca

The Scotiabank Passport® Visa Infinite* Card is definitely an enticing and long-overdue addition to the country’s paltry selection of no foreign transaction fee credit cards. The $150 annual fee is slightly higher than the average $120 for most travel cards of this caliber, and there are also other...

- Sandra MacGregor, Money.ca
Rewards Canada
Rewards Canada

You get a well rounded card that curbed the give and take - it gives you almost everything you need in travel rewards credit card.

- Rewards Canada
Yore Oyster
Yore Oyster

The Scotiabank Passport Visa Infinite Card is worth it. It has no foreign transaction fees and carries a high welcome bonus and strong insurance coverage protection. It is also considered a premium travel credit card because of its Visa Infinite level.

- Victor, Yore Oyster

Details


Interest Rates
Regular APR Interest Rate 20.99%
Balance Transfer Interest Rate 22.99%
Cash Advance Interest Rate 22.99%
Rates & Fees
Annual Fee $139.00

Waived on the first year

Balance Transfer Fee $5.00
Cash Advance Fee $5.00
  • For transactions processed by Scotiabank, any financial institution in Canada, Scotiabank ABM, any non-Scotiabank ABM displaying Interac+ symbol
  • $7.50 for transactions obtained at any ABM or processed by any financial institution outside of Canada
Foreign Transaction Fee $0.00
Over Limit Fee $29.00
Late Payment Fee $0.00
Promotions
Sign up bonus 30000 points after spending $1,000

On everyday purchases within the first 3 months.

Rewards
All Purchases 1 point per $1 spent
Restaurants 2 points per $1 spent (on first $50000 spent)
Gas No
Groceries 2 points per $1 spent (on first $50000 spent)
Hotels No
Travel 2 points per $1 spent (on first $50000 spent)

On daily transit purchases (including buses, subways, taxis and more)

Pharmacy No
Bills No
Additional Details
  • 2 points per $1 spent on Entertainment purchases (on first $50,000 spent)
  • 3 points per $1 spent at Sobeys, Safeway, IGA, Foodland & Participating Co-ops
  • Earn 10,000 bonus Scotia Rewards points when you spend at least $40,000 in everyday eligible purchases annually.
  • You can convert your Scotia Rewards points to SCENE or your SCENE points to Scotia Rewards points instantly, anytime you want.
Features & Benefits
Additional Card Holders
  • $0.00 for one additional card
  • $50.00 for each additional card thereafter
  • Waived on the first year
Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability No
No Foreign Transaction Fees Yes
Emergency Assistance Yes
Concierge Service Yes
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments Apple Pay
Virtual Cards No
Additional Benefits
  • Complimentary Airport Lounge Access, 6 free lounge visits per year
  • Complimentary Priority Pass membership
  • Trip Cancellation / Trip Interruption Insurance
  • Flight Delay Insurance
  • Delayed and Lost Baggage Insurance
  • Hotel/Motel Burglary Insurance
  • Visa Infinite Benefits & Luxury Hotel Collection
  • Book your next getaway through the Scotia Rewards Travel Service and take advantage of the Best Price Guarantee on airfare.
  • Complimentary Avis Preferred Plus membership
Eligibility
Minimum Security Deposit $0
Minimum Age

18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces.

Minimum Personal Income $60,000 per year
Temporary Residents No
More
Additional comments -
Terms & Conditions Official Terms & Conditions
Suggest a correction

Disclaimer: All products, logos, images and trademarks are the property of their respective owners. Content is not provided or commissioned by any company mentioned. Any views, analyses, or recommendations expressed here are those of the author's alone, and may not have been reviewed, approved or otherwise endorsed by any company mentioned.

Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

The Informr is an independent, advertising supported website and may receive compensation for sponsorships or when you click on certain affiliated links.

Use this card?

Help inform others by sharing your experience with Scotiabank Passport™ Visa Infinite Card

Rate It: