Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Tyler Wade, Money.caFor those starting out or rebuilding credit, this card offers a unique advantage with its rewards program and low entry barrier. Its cash back rewards is an awesome perk. And with the Neo Everyday account, you'll also earn extra cash back at Neo Partners you can find in their easy-to-use app.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate | 19.99% ‐ 29.99% |
| Balance Transfer Interest Rate | |
| Cash Advance Interest Rate | 22.99% ‐ 31.99% |
| Rates & Fees | |
| Annual Fee |
$60.00 Paid $5 monthly |
| Balance Transfer Fee | |
| Cash Advance Fee | $2.50 |
| Foreign Transaction Fee | 3% |
| Over Limit Fee | $29.00 |
| Late Payment Fee | $0.00 |
| Promotions | |
| Sign up bonus | No |
| Rewards | |
| All Purchases |
0% cash back
|
| Restaurants | No |
| Gas |
1% cash back
|
| Groceries |
1% cash back
|
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Additional Details |
Visit any of the 10,000 partner stores and earn an additional average of 5% cashback on top of your everyday cashback |
| Features & Benefits | |
| Additional Card Holders | No |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | No |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | Yes |
| Wireless Payments | Apple Pay, Google Pay |
| Virtual Cards | Yes |
| Eligibility | |
| Minimum Security Deposit | $50 |
| Minimum Age |
18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces. |
| Minimum Personal Income | |
| Temporary Residents | Yes |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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