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Neo Mastercard® review

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Advertiser Disclosure

Interest Rate: Purchases
19.99% ‐ 24.99%
Balance Transfer
-
Rewards
3 - 15% cashback
Signup Bonus
-


1/10
Informr score
The Neo Mastercard® currently has an Informr score of 1 out of 10. This score is based on our evaluation of 1 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Neo Mastercard® is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be at least 18 years of age (AB, MB, ON, PE, QA, SK). 19 in all other provinces.
Yes Be a permanent or temporary resident of Canada

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

Details


Interest Rates
Regular APR Interest Rate 19.99% ‐ 24.99%
Balance Transfer Interest Rate
Cash Advance Interest Rate 19.99% ‐ 24.99%
Rates & Fees
Annual Fee $0.00
Balance Transfer Fee
Cash Advance Fee
Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $0.00
Promotions
Sign up bonus No
Rewards
All Purchases No
Restaurants 15% cash back

This is maximum, reward rate may vary depending on the cardholder.

Gas 3% cash back

This is maximum, reward rate may vary depending on the cardholder.

Groceries 3% cash back

This is maximum, reward rate may vary depending on the cardholder.

Hotels No
Travel No
Pharmacy No
Bills No
Additional Details
  • Up to 15% cashback on shopping, e-commerce and entertainment
  • Up to 20% cashback on coffee and fitness
  • 4% or more on average instant cashback when you shop at partner merchants
Features & Benefits
Additional Card Holders No
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments Apple Pay, Google Pay
Virtual Cards Unknown
Eligibility
Minimum Security Deposit $0
Minimum Age

18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces.

Minimum Personal Income
Temporary Residents No
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Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

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