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National Bank Syncro Mastercard review

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Advertiser Disclosure

Annual Fee
$35.00
Interest Rate: Purchases
8.9%
Interest Rate: Purchases
8.9%
Balance Transfer
12.9%
Balance Transfer
12.9%
Rewards
-
Rewards
-
Signup Bonus
-
Signup Bonus
-


8/10
Informr score
The National Bank Syncro Mastercard currently has an Informr score of 8 out of 10. This score is based on our evaluation of 2 sources including reviews from users and the web's most trusted critics.

Am I eligible?


National Bank Syncro Mastercard is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be at least 18 years of age (AB, MB, ON, PE, QA, SK). 19 in all other provinces.
Yes Be a permanent or temporary resident of Canada

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Finder
Finder

The National Bank Syncro Mastercard offers low interest rates and the chance to earn bonus cash back in your first year. You’ll also get a handful of benefits like purchase protection and extended warranty coverage when you sign up. The biggest downside of this card is that you won’t earn any points...

- Claire Horwood, Finder
My Rate Compass
My Rate Compass

The Syncro Mastercard’s main advantage is reduced interest rates. Cardholders can take advantage of significantly lower costs of financing. There is an annual fee of $35 to use this credit card. The main benefit of the Syncro Mastercard is the reduced interest rates on purchases, cash advances and b...

- Mohamed Konate, My Rate Compass

Details


Interest Rates
Regular APR Interest Rate 8.9%
Balance Transfer Interest Rate 12.9%
Cash Advance Interest Rate 12.9%
Rates & Fees
Annual Fee $35.00
Balance Transfer Fee 1%

If transfer is requested when credit card account is opened, otherwise 3%.

Cash Advance Fee $3.50

$5.00 fee for cash advances outside of Canada.

Foreign Transaction Fee 2.5%

Transactions made in a foreign currency will be converted and posted to your account in Canadian currency.

Over Limit Fee $0.00
Late Payment Fee $0.00
Promotions
Sign up bonus No
Rewards
All Purchases No
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Virtual Cards No
Eligibility
Minimum Security Deposit $0
Minimum Age

18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces.

Minimum Personal Income
Temporary Residents No
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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