- Melanie, Yore OysterThe Vanilla Prepaid Card used to be a decent option for short-term spending, though it's lost much of its allure. Today, the value it provides is so low we can't recommend it at all.
- PrepaidCards123The MyVanilla Visa Prepaid Card charges for purchases and ATM withdrawals. Both fees are lower than typical purchase fee-based cards. But the card will still cost you more than comparable cards that charge a monthly fee if you use it for daily purchases.
Overview | |
---|---|
Card Price | $0.00 |
Activation Fee | $0.00 |
Card Maintenance Fee | $4.95 per month |
Minimum Load Amount | $20.00 |
Maximum Load Amount | $500.00 |
Max Balance | $5,000.00 |
Transaction Fees | |
Add Money | |
Direct Deposit
|
$0.00 |
Cash Loads
|
$3.95 Each Vanilla Direct Retailer may charge a transaction fee of up to $3.95 in addition to the amount being loaded |
Card to card transfer
|
$0.00 $4.95 via Phone |
Spend Money | |
Purchase Fee
|
$0.95 Per transaction |
Bill Payment
|
$0.00 |
Foreign Transaction Fee
|
3.5% |
Get Cash | |
ATM withdrawal fee (Domestic) - In Network
|
$1.95 Per withdrawal. The ATM owner may charge an additional fee for each transaction. There is no additional fee charged by ATM owners for withdraw- als made at participating MoneyPass® ATMs. |
ATM withdrawal fee (Domestic) - Out of Network
|
Unknown |
ATM withdrawal fee (International)
|
$4.95 Per withdrawal. The ATM owner may charge an additional fee for each transaction |
Over-the-counter cash withdrawal (Domestic)
|
$1.95 Per transaction |
Over-the-counter cash withdrawal (International)
|
Unknown |
Other | |
Balance Inquiry (at ATM)
|
$1.00 Per inquiry |
Inactivity
|
$3.95 Per month, if your Card Account does not reflect any transaction activity (includes purchase transactions, cash withdrawals, addition of funds to your Card, or balance inquiries) during the prior 90 days |
Card replacement
|
$6.00 Per Replacement Card (Standard delivery 10-14 days) |
Card Replacement and Express Delivery Fee
|
$21.00 Per Replacement Card with expedited shipping ((Delivery 4-7 days) |
Monthly Paper Statements
|
$4.95 Per statement |
Custom Card Fee OR Customization
|
$0.00 |
Promotions | |
Sign up bonus | - |
Rewards | - |
Features & Benefits | |
Additional Card Holders | No |
Funds Don't Expire | Yes |
Supported Currencies | CAD |
Zero Liability | Yes |
Fraud Protection | No |
Custom Design | No |
Wireless Payments | Apple Pay, Samsung Pay, Google Pay |
Virtual Cards | No |
Eligibility | |
Minimum Age |
18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces. |
Temporary Residents | Yes |
More | |
Additional comments | - |
Suggest a correction |
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