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MyVanilla® Prepaid Mastercard® review

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Advertiser Disclosure

Card Price
-
Card Maintenance Fee
$4.95 per month
Rewards
No
Signup Bonus
No


What the Critics Are Saying...


Yore Oyster
Yore Oyster

The Vanilla Prepaid Card used to be a decent option for short-term spending, though it's lost much of its allure. Today, the value it provides is so low we can't recommend it at all.

- Melanie, Yore Oyster
PrepaidCards123
PrepaidCards123

The MyVanilla Visa Prepaid Card charges for purchases and ATM withdrawals. Both fees are lower than typical purchase fee-based cards. But the card will still cost you more than comparable cards that charge a monthly fee if you use it for daily purchases.

- PrepaidCards123

Details


Overview
Card Price $0.00
Activation Fee $0.00
Card Maintenance Fee $4.95 per month
Minimum Load Amount $20.00
Maximum Load Amount $500.00
Max Balance $5,000.00
Transaction Fees
Add Money
Direct Deposit
$0.00
Cash Loads
$3.95

Each Vanilla Direct Retailer may charge a transaction fee of up to $3.95 in addition to the amount being loaded

Card to card transfer
$0.00

$4.95 via Phone

Spend Money
Purchase Fee
$0.95

Per transaction

Bill Payment
$0.00
Foreign Transaction Fee
3.5%
Get Cash
ATM withdrawal fee (Domestic) - In Network
$1.95

Per withdrawal. The ATM owner may charge an additional fee for each transaction. There is no additional fee charged by ATM owners for withdraw- als made at participating MoneyPass® ATMs.

ATM withdrawal fee (Domestic) - Out of Network
Unknown
ATM withdrawal fee (International)
$4.95

Per withdrawal. The ATM owner may charge an additional fee for each transaction

Over-the-counter cash withdrawal (Domestic)
$1.95

Per transaction

Over-the-counter cash withdrawal (International)
Unknown
Other
Balance Inquiry (at ATM)
$1.00

Per inquiry

Inactivity
$3.95

Per month, if your Card Account does not reflect any transaction activity (includes purchase transactions, cash withdrawals, addition of funds to your Card, or balance inquiries) during the prior 90 days

Card replacement
$6.00

Per Replacement Card (Standard delivery 10-14 days)

Card Replacement and Express Delivery Fee
$21.00

Per Replacement Card with expedited shipping ((Delivery 4-7 days)

Monthly Paper Statements
$4.95

Per statement 

Custom Card Fee OR Customization
$0.00
Promotions
Sign up bonus -
Rewards -
Features & Benefits
Additional Card Holders No
Funds Don't Expire Yes
Supported Currencies CAD
Zero Liability Yes
Fraud Protection No
Custom Design No
Wireless Payments Apple Pay, Samsung Pay, Google Pay
Virtual Cards No
Eligibility
Minimum Age

18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces.

Temporary Residents Yes
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Additional comments -
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