Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
- GreedyRates.caMembers need to spend around $1175-$1250 per month (for a year) to earn back an amount of Air Miles equivalent to the card’s annual fee, and that’s if they don’t make any purchases at Shell or the other locations where earnings are accelerated. This sets the bar relatively low for most cardholders.
- creditcardGeniusThis BMO AIR MILES World Mastercard does exactly that, while keeping things nice and simple by letting you earn 1 Mile for every $15 spent. You can earn extra Miles when you use your card at Shell Gas Stations and National or Alamo car rental locations.
Interest Rates | |
---|---|
Regular APR Interest Rate | 19.99% |
Balance Transfer Interest Rate | 22.99% |
Cash Advance Interest Rate | 22.99% |
Rates & Fees | |
Annual Fee | $99.00 |
Balance Transfer Fee |
3% Maximum |
Cash Advance Fee |
$3.50 $5.00 fee charged at a financial institution/ATM outside Canada. |
Foreign Transaction Fee |
2.5% Transactions made in a foreign currency will be converted and posted to your account in Canadian currency. |
Over Limit Fee | $29.00 |
Late Payment Fee | $0.00 |
Promotions | |
Sign up bonus |
Get 5x the Miles at Shell until December 31, 2020 |
Rewards | |
All Purchases | 1 mile for $15 spent |
Restaurants | No |
Gas |
1.25 miles for $15 spent On purchases made at participating Shell locations in Canada (including, Beaver, Turbo and Payless) to a maximum of $2,500 in any monthly billing period. |
Groceries | No |
Hotels | No |
Travel |
1.5 miles for $20 spent On purchases made at National Car Rental and Alamo Rent A Car. |
Pharmacy | No |
Bills | No |
Additional Details |
|
Features & Benefits | |
Additional Card Holders |
$35 per year for each card |
Travel Accident Insurance | Yes |
Car Rental Insurance | Yes |
Car Rental Discount | No |
Extended Warranty | Yes |
Purchase Protection | Yes |
Zero Liability | Yes |
No Foreign Transaction Fees | No |
Emergency Assistance | No |
Concierge Service | No |
Price Protection | No |
Fraud Protection | Yes |
Free Credit Scores | No |
Wireless Payments | Apple Pay |
Virtual Cards | No |
Additional Benefits |
Lost Baggage Insurance |
Eligibility | |
Minimum Security Deposit | $0 |
Minimum Age |
18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces. |
Minimum Personal Income |
$60,000 per year |
Temporary Residents | No |
More | |
Additional comments | - |
Terms & Conditions | Official Terms & Conditions |
Suggest a correction |
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