Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
- Money.caWith the sign-up bonus now at 800 Air Miles* with no annual fee, this card offers superb value. With no annual fee, there’s absolutely no risk putting another card in your wallet, and you’re getting $80* of house money to play with. Free is always worth it.
- Victor, Yore OysterWith a generous welcome bonus of up to 800 bonus miles and an introductory balance transfer rate of 0.99% on balance transfers for the first nine months, the BMO Air Miles Mastercard is a great option for getting air miles rewards with no annual fees in Canada. The best way to optimize the card is t...
- Rewards CanadaOver the past couple of years we have seen numerous changes to both the card and the AIR MILES program that we feel have made this card fall down the ranks in the Canadian market. That being said it is definitely one to consider having if AIR MILES is one your primary loyalty programs and you want a...
- Barry Choi, Money We HaveI can’t consider the BMO AIR MILES®† Mastercard®* as one of the best travel credit cards in Canada due to a lack of premium travel perks, travel insurance and low welcome bonus. However, my BMO AIR MILES®† Mastercard®* review is still positive as it’s a decent no annual fee credit card and is the be...
- Heidi Unrau, HardbaconThe BMO Air Miles Mastercard doesn’t have the same bells and whistles as some other travel rewards cards. But that’s not to say it isn’t a great Air Miles card, because it is. This is one of the best no-fee Air Miles rewards cards out there. Think of it as the younger sibling to the BMO Air Miles Wo...
Interest Rates | |
---|---|
Regular APR Interest Rate | 20.99% |
Balance Transfer Interest Rate |
22.99% (0.99% for the first 9 months) 21.99% for Quebec residents |
Cash Advance Interest Rate |
22.99% 21.99% for Quebec residents |
Rates & Fees | |
Annual Fee | $0.00 |
Balance Transfer Fee |
5%
|
Cash Advance Fee |
1% Minimum of $5 |
Foreign Transaction Fee |
2.5% Transactions made in a foreign currency will be converted and posted to your account in Canadian currency. |
Over Limit Fee | $29.00 |
Late Payment Fee | $0.00 |
Promotions | |
Sign up bonus |
800 miles after spending $1,000 On purchases within the first 3 months. |
Rewards | |
All Purchases | 1 mile for $25 spent |
Restaurants | No |
Gas |
2 miles for $25 spent At participating AIR MILES Partners |
Groceries |
2 miles for $25 spent At participating AIR MILES Partners |
Hotels | No |
Travel |
3 miles for $25 spent At participating AIR MILES Partners |
Pharmacy |
3 miles for $25 spent At participating AIR MILES Partners |
Bills | No |
Features & Benefits | |
Additional Card Holders | Yes |
Travel Accident Insurance | No |
Car Rental Insurance | No |
Car Rental Discount | No |
Extended Warranty | Yes |
Purchase Protection | Yes |
Zero Liability | Yes |
No Foreign Transaction Fees | No |
Emergency Assistance | No |
Concierge Service | No |
Price Protection | No |
Fraud Protection | Yes |
Free Credit Scores | No |
Wireless Payments | Apple Pay |
Virtual Cards | No |
Additional Benefits |
Get up to 25% off at National and Alamo at participating locations |
Eligibility | |
Minimum Security Deposit | $0 |
Minimum Age |
18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces. |
Minimum Personal Income | $15,000 per year |
Temporary Residents | No |
More | |
Additional comments | - |
Terms & Conditions | Official Terms & Conditions |
Suggest a correction |
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