Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Reed Sutton, Frugal FlyerThe HSBC World Elite Mastercard is a good credit card for travel purchases, earning effectively a 3% return on spend (assuming earned HSBC Rewards points are redeemed for travel). The HSBC World Elite also has no foreign transaction fees, a strong insurance offering, free Boingo WiFi membership, and...
- Jean-Maximilien Voisine, MilesopediaI have been an HSBC World Elite® Mastercard® credit card holder for over four years. As a frequent traveller, I have had the occasion to test this card many times, and I must admit that I struggle to find any negative aspect to it.
- Heidi Unrau, HardbaconHigh altitude earners will catch flights not feelings with this no-strings-attached flexible rewards card. Whether plane-hopping is your job, or jet-setting is your religion, you’ll want to seriously consider the HSBC World Elite Mastercard that lets you redeem points with any travel service provide...
- Enoch Omololu, SAVVY New CanadiansIf you are a frequent traveller, this card can save you a lot of money in foreign currency conversion fees. Its travel reward rate is exceptional at 3%, and points earned can easily be redeemed for travel, gift cards, or merchandise. You can also use your points to pay down your credit card or mortg...
- Rewards CanadaThis card is great for the person who travels a lot and has a lot of that travel outside of the country. 6 points per dollar on travel spending and no FX fees should really appeal to the international traveller. Not only that, it is a card that should be eyed by someone who makes lots of online purc...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
20.99% 19.9% if you reside in Quebec |
| Balance Transfer Interest Rate |
22.99% 21.99% if you reside in Quebec |
| Cash Advance Interest Rate |
22.99% 21.99% if you reside in Quebec |
| Rates & Fees | |
| Annual Fee |
$149.00 Full annual fee rebate for the first year |
| Balance Transfer Fee |
5% Maximum |
| Cash Advance Fee | $5.00 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $29.00 |
| Late Payment Fee | $0.00 |
| Promotions | |
| Sign up bonus |
|
| Rewards | |
| All Purchases | 2 points per $1 spent |
| Restaurants | No |
| Gas | 4 points per $1 spent |
| Groceries | 4 points per $1 spent |
| Hotels | No |
| Travel | 6 points per $1 spent |
| Pharmacy | 4 points per $1 spent |
| Bills | No |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | Yes |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | Yes |
| Concierge Service | No |
| Price Protection | Yes |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | Apple Pay |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age |
18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces. |
| Minimum Personal Income | $80,000 per year |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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