Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
- Claire Horwood, FinderThe BMO U.S. Dollar Mastercard is suitable for customers who regularly travel or spend money in the US. It offers no exchange rate surprises – but your balance should be paid in US dollars if you want to take advantage of cost-saving benefits.
- creditcardGeniusIf you need a U.S. dollar credit card, the BMO U.S. Dollar Mastercard is one of the few options you have in Canada. And it's a good choice, simply because you can get the annual fee waived every year just by spending at least $1,000 USD annually.
Interest Rates | |
---|---|
Regular APR Interest Rate | 20.99% |
Balance Transfer Interest Rate | 22.99% |
Cash Advance Interest Rate |
22.99% 21.99% for Quebec residents |
Rates & Fees | |
Annual Fee |
$35.00 When your purchases total U.S. $1,000 or more in a year, next year's annual fee is rebated to your card. |
Balance Transfer Fee |
3% Maximum |
Cash Advance Fee | $5.00 |
Foreign Transaction Fee |
2.5% Transactions in a currency other than U.S. dollars are charged or credited to your account in U.S. dollars. |
Over Limit Fee | $29.00 |
Late Payment Fee | $0.00 |
Promotions | |
Sign up bonus | No |
Rewards | |
All Purchases | No |
Restaurants | No |
Gas | No |
Groceries | No |
Hotels | No |
Travel | No |
Pharmacy | No |
Bills | No |
Features & Benefits | |
Additional Card Holders | Yes |
Travel Accident Insurance | No |
Car Rental Insurance | No |
Car Rental Discount | No |
Extended Warranty | Yes |
Purchase Protection | Yes |
Zero Liability | Yes |
No Foreign Transaction Fees | No |
Emergency Assistance | No |
Concierge Service | No |
Price Protection | No |
Fraud Protection | Yes |
Free Credit Scores | No |
Wireless Payments | Apple Pay |
Virtual Cards | No |
Eligibility | |
Minimum Security Deposit | $0 |
Minimum Age |
18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces. |
Minimum Personal Income | |
Temporary Residents | No |
More | |
Additional comments | - |
Terms & Conditions | Official Terms & Conditions |
Suggest a correction |
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