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Desjardins Odyssey World Elite Mastercard review

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Advertiser Disclosure

Annual Fee
Interest Rate: Purchases
Interest Rate: Purchases
Balance Transfer
Balance Transfer
1.5 - 3% cashback
1.5 - 3% cashback
Signup Bonus
Signup Bonus

Informr score
The Desjardins Odyssey World Elite Mastercard currently has an Informr score of 6 out of 10. This score is based on our evaluation of 3 sources including reviews from users and the web's most trusted critics.

Am I eligible?

Desjardins Odyssey World Elite Mastercard is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be at least 18 years of age (AB, MB, ON, PE, QA, SK). 19 in all other provinces.
Yes Be a permanent or temporary resident of Canada
Yes Have a minimum personal income of $80000.

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


If you regularly travel internationally, then this could be a solid option for a travel credit card, although the interest rate is higher than some of the alternatives, such as the Odyssey Visa Infinite Privilege card. However, the minimum annual income requirement is lower, so the Odyssey World Eli...

- Bennett O'Brien, Finder
My Rate Compass
My Rate Compass

This unique Mastercard from Desjardins stands in a league of its own. It is considered one of the best travel cards on the market, especially as it is a Mastercard and has wider coverage than Visa. With an interest rate of 19.99% and an annual fee of $130, you can use the Desjardins Odyssey® World E...

- Mohamed Konate, My Rate Compass

Proclaiming itself as ‘the must-have card for frequent flyers,’ this Desjardins credit card is ideal for cardholders who want a comprehensive free travel insurance program along with travel-related perks and rewards.



Interest Rates
Regular APR Interest Rate 19.9%
Balance Transfer Interest Rate 19.9%
Cash Advance Interest Rate 19.9%
Rates & Fees
Annual Fee $130.00
Balance Transfer Fee $0.00
Cash Advance Fee $0.00
Foreign Transaction Fee 2.5%

Transactions made in a foreign currency will be converted and posted to your account in Canadian currency.

Over Limit Fee $0.00
Late Payment Fee $0.00
Sign up bonus No
All Purchases 1.5% cash back
Restaurants 2% cash back (on first $6000 spent)
Gas No
Groceries 3% cash back (on first $10000 spent)
Hotels No
Travel No
Pharmacy No
Bills No
Additional Details
  • Earn 2% cash back on Public Transportation
  • Earn 2% cash back on Entertainment
Features & Benefits
Additional Card Holders

$40 per year for each card

Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount Yes
Extended Warranty Yes
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance Yes
Concierge Service Yes
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments Apple Pay, Google Pay
Virtual Cards No
Additional Benefits
  • 8 Complimentary Lounge Access in Desjardins Odyssey Lounge at Montreal-Trudeau airport
  • Access to more than 1000 Loungkey airport lounges and restaurant, boutique and spa promotions
  • Get up to 25% off your hertz car rental and up to 10% off at Thrifty and Dollar
  • Mobile Device Insurance
  • Desjardins Identity Protection
  • Access to Boingo Wi-Fi
  • Trip Interruption and Cancellation Insurance
  • Lost, stolen or damaged baggage insurance
Minimum Security Deposit $0
Minimum Age

18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces.

Minimum Personal Income $80,000 per year
Temporary Residents Yes
Additional comments -
Terms & Conditions Official Terms & Conditions
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