Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
- Money.caThe CIBC Dividend® Visa Infinite* Card is particularly well suited for families and long-distance commuters, given its high cash back rates on eligible gas and groceries and electric vehicle charging. The $120 annual fee is comparable to competing cash back cards with a similar level of benefits. We...
- Victor, Yore OysterThe CIBC Dividend Visa Infinite Card is an award-winning credit card that offers 4% cash back on eligible everyday purchases. This credit card is best for frequent travelers who also want to earn cash back and access discounts on car rentals and gas stations. With an annual fee of $120, the CIBC Div...
- Candice Reeves, Aaron Broverman, ForbesWith some of the highest earn rates available in Canada, the CIBC Dividend Visa Infinite will put cash back in your pockets when you spend on essentials like groceries, gas, recurring bills and much more. Journie Rewards add even more value with fuel discounts that can save hundreds of dollars every...
- Rewards CanadaThe CIBC Dividend Visa Infinite Card is a formidable cash back credit card that should be given consideration. The valuable welcome bonus offer coupled with strong accelerated earn rates make it an excellent choice for a cash back card in your wallet.. It doesn't hurt that it even has some travel in...
- Offerhub.caWith the insurance connected to the card, the CIBC Dividend Visa Infinite Card is a great choice for those who travel frequently. The auto rental, Out-of-Province emergency medical insurance, and travel protection insurance plans will help you if you experience problems while traveling.
Interest Rates | |
---|---|
Regular APR Interest Rate | 20.99% |
Balance Transfer Interest Rate | 22.99% |
Cash Advance Interest Rate | 22.99% |
Rates & Fees | |
Annual Fee |
$120.00 First year rebated |
Balance Transfer Fee |
3% Maximum |
Cash Advance Fee | $5.00 |
Foreign Transaction Fee |
2.5% Transactions made in a foreign currency will be converted and posted to your account in Canadian currency. |
Over Limit Fee |
$29.00 Fee not applicable to Quebec residents. |
Late Payment Fee | $0.00 |
Promotions | |
Sign up bonus |
|
Rewards | |
All Purchases | 1% cash back |
Restaurants | 2% cash back |
Gas |
4% cash back Including electric vehicle charging stations |
Groceries | 4% cash back |
Hotels | No |
Travel | No |
Pharmacy | No |
Bills |
2% cash back On payments made for recurring payments |
Additional Details |
|
Features & Benefits | |
Additional Card Holders |
$30 per year for each card |
Travel Accident Insurance | Yes |
Car Rental Insurance | Yes |
Car Rental Discount | Yes |
Extended Warranty | Yes |
Purchase Protection | Yes |
Zero Liability | No |
No Foreign Transaction Fees | No |
Emergency Assistance | Yes |
Concierge Service | Yes |
Price Protection | No |
Fraud Protection | No |
Free Credit Scores | No |
Wireless Payments | Apple Pay, Samsung Pay, Google Pay |
Virtual Cards | No |
Additional Benefits |
|
Eligibility | |
Minimum Security Deposit | $0 |
Minimum Age |
18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces. |
Minimum Personal Income | $60,000 per year |
Temporary Residents | No |
More | |
Additional comments | - |
Terms & Conditions | Official Terms & Conditions |
Suggest a correction |
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