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CIBC Aventura® Gold Visa Card review

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Advertiser Disclosure

Interest Rate: Purchases
Balance Transfer
1 - 2 points
Signup Bonus

Informr score
The CIBC Aventura® Gold Visa Card currently has an Informr score of 9.8 out of 10. This score is based on our evaluation of 2 sources including reviews from users and the web's most trusted critics.

Am I eligible?

CIBC Aventura® Gold Visa Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be at least 18 years of age (AB, MB, ON, PE, QA, SK). 19 in all other provinces.
Yes Be a permanent or temporary resident of Canada

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...

Money We Have

My CIBC Aventura Gold review is positive. For a credit card that has a low minimum income requirement, it comes packed with benefits. CIBC Aventura Rewards are easy to understand so when you’re ready to make a redemption, you won’t have any problems.

- Barry Choi, Money We Have

A Gold flexible travel rewards card that is nearly as good as its Infinite counterpart without the hefty minimum income requirement. Plus good insurance, a big sign up bonus, and the first year is free.

- creditcardGenius


Interest Rates
Regular APR Interest Rate 19.99%
Balance Transfer Interest Rate 22.99%
Cash Advance Interest Rate 22.99%
Rates & Fees
Annual Fee $139.00

First-year annual fee rebate

Balance Transfer Fee 3%


Cash Advance Fee $5.00
Foreign Transaction Fee 2.5%

Transactions made in a foreign currency will be converted and posted to your account in Canadian currency.

Over Limit Fee $29.00

Fee not applicable to Quebec residents.

Late Payment Fee $0.00
Sign up bonus

  • Get 20000 points when you make your first purchase.
  • Also, in your first year, you can earn an additional 1,250 Aventura Points each monthly statement period in which you spend at least $1,000. That’s up to 15,000 points
  • Rewards
    All Purchases 1 point per $1 spent
    Restaurants No
    Gas 1.5 points per $1 spent
    Groceries 1.5 points per $1 spent
    Hotels No
    Travel 2 points per $1 spent

    When you purchase your trip through the CIBC Rewards Centre.

    Pharmacy 1.5 points per $1 spent
    Bills No
    Features & Benefits
    Additional Card Holders

    $50 per year for each card

    Travel Accident Insurance Yes
    Car Rental Insurance Yes
    Car Rental Discount Yes
    Extended Warranty Yes
    Purchase Protection Yes
    Zero Liability No
    No Foreign Transaction Fees No
    Emergency Assistance Yes
    Concierge Service Yes
    Price Protection No
    Fraud Protection No
    Free Credit Scores No
    Wireless Payments Apple Pay, Samsung Pay, Google Pay
    Virtual Cards No
    Additional Benefits
    • Mobile Device Insurance
    • Hotel Burglary Insurance
    • Priority Pass membership
    • Flight Delay and Baggage Insurance
    • Airport Lounge Access
    • Receive a rebate for your NEXUS application fee once every four (4) years.
    • Emergency Card Replacement
    Minimum Security Deposit $0
    Minimum Age

    18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces.

    Minimum Personal Income
    Temporary Residents No
    Additional comments
    Terms & Conditions Official Terms & Conditions
    Suggest a correction

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