Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
- Rewards CanadaThe CIBC Aventura Gold Visa Card tends to be over shadowed by it's Visa Infinite sibling but the fact that it is almost identical makes it a hidden gem! The only difference between the cards are that trip cancellation, trip interruption insurance and the Visa Infinite benefits like concierge and the...
- Barry Choi, Money We HaveMy CIBC Aventura Gold review is positive. For a credit card that has a low minimum income requirement, it comes packed with benefits. CIBC Aventura Rewards are easy to understand so when you’re ready to make a redemption, you won’t have any problems.
- creditcardGeniusA Gold flexible travel rewards card that is nearly as good as its Infinite counterpart without the hefty minimum income requirement. Plus good insurance, a big sign up bonus, and the first year is free.
Interest Rates | |
---|---|
Regular APR Interest Rate | 20.99% |
Balance Transfer Interest Rate | 22.99% |
Cash Advance Interest Rate | 22.99% |
Rates & Fees | |
Annual Fee |
$139.00 First-year annual fee rebate |
Balance Transfer Fee |
3% Maximum |
Cash Advance Fee | $5.00 |
Foreign Transaction Fee |
2.5% Transactions made in a foreign currency will be converted and posted to your account in Canadian currency. |
Over Limit Fee |
$29.00 Fee not applicable to Quebec residents. |
Late Payment Fee | $0.00 |
Promotions | |
Sign up bonus |
20000 points after spending $3,000 |
Rewards | |
All Purchases | 1 point per $1 spent |
Restaurants | No |
Gas |
1.5 points per $1 spent Including electric vehicle charging stations |
Groceries | 1.5 points per $1 spent |
Hotels | No |
Travel |
2 points per $1 spent When you purchase your trip through the CIBC Rewards Centre. |
Pharmacy | 1.5 points per $1 spent |
Bills | No |
Features & Benefits | |
Additional Card Holders |
$50 per year for each card |
Travel Accident Insurance | Yes |
Car Rental Insurance | Yes |
Car Rental Discount | Yes |
Extended Warranty | Yes |
Purchase Protection | Yes |
Zero Liability | No |
No Foreign Transaction Fees | No |
Emergency Assistance | Yes |
Concierge Service | Yes |
Price Protection | No |
Fraud Protection | No |
Free Credit Scores | No |
Wireless Payments | Apple Pay, Samsung Pay, Google Pay |
Virtual Cards | No |
Additional Benefits |
|
Eligibility | |
Minimum Security Deposit | $0 |
Minimum Age |
18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces. |
Minimum Personal Income | |
Temporary Residents | No |
More | |
Additional comments | - |
Terms & Conditions | Official Terms & Conditions |
Suggest a correction |
Disclaimer: All products, logos, images and trademarks are the property of their respective owners. Content is not provided or commissioned by any company mentioned. Any views, analyses, or recommendations expressed here are those of the author's alone, and may not have been reviewed, approved or otherwise endorsed by any company mentioned.
Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
The Informr is an independent, advertising supported website and may receive compensation for sponsorships or when you click on certain affiliated links.
Help inform others by sharing your experience with CIBC Aventura® Gold Visa Card