Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
- Barry Choi, Money We HaveFor a no fee card, the welcome bonus is generous. You won’t be racking up the points with this card, but with the flexibility of Aeroplan, collecting points now is worth it since it’ll help you lower your travel costs later.
- Victor, Yore OysterThe CIBC Aeroplan Visa Card is worth it. This travel rewards credit card benefits beginners as it does not cost any annual fees but earns 1 Aeroplan point on gas, groceries, and Air Canada travel purchases. Although it does not offer exclusive rewards, you are still covered with 3 types of insurance...
- Veronica Ott, FinderThe CIBC Aeroplan Visa Card is an optimal choice for the simple traveller and spender. These consumers will benefit from no annual fee, minimal income requirements and free additional users. Those who want extra travel perks should continue researching credit card options.
Interest Rates | |
---|---|
Regular APR Interest Rate | 20.99% |
Balance Transfer Interest Rate | 22.99% |
Cash Advance Interest Rate | 22.99% |
Rates & Fees | |
Annual Fee | $0.00 |
Balance Transfer Fee |
3% Maximum |
Cash Advance Fee | $5.00 |
Foreign Transaction Fee |
2.5% Transactions made in a foreign currency will be converted and posted to your account in Canadian currency |
Over Limit Fee | $29.00 |
Late Payment Fee | $0.00 |
Promotions | |
Sign up bonus |
Earn 10,000 points on your first purchase |
Rewards | |
All Purchases | 1 point per $1.5 spent |
Restaurants | No |
Gas |
1 point per $1 spent Including electric vehicle charging stations |
Groceries | 1 point per $1 spent |
Hotels | No |
Travel |
1 point per $1 spent On Air Canada purchases, including Air Canada Vacations |
Pharmacy | No |
Bills | No |
Additional Details |
Earn points twice at over 150 Aeroplan partners and 170+ online retailers through the Aeroplan eStore |
Features & Benefits | |
Additional Card Holders |
You can receive up to 3 additional cards |
Travel Accident Insurance | Yes |
Car Rental Insurance | Yes |
Car Rental Discount | Yes |
Extended Warranty | Yes |
Purchase Protection | Yes |
Zero Liability | Yes |
No Foreign Transaction Fees | No |
Emergency Assistance | No |
Concierge Service | No |
Price Protection | No |
Fraud Protection | Yes |
Free Credit Scores | No |
Wireless Payments | Apple Pay, Samsung Pay, Google Pay |
Virtual Cards | No |
Additional Benefits |
|
Eligibility | |
Minimum Security Deposit | $0 |
Minimum Age |
18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces. |
Minimum Personal Income | |
Temporary Residents | No |
More | |
Additional comments | - |
Terms & Conditions | Official Terms & Conditions |
Suggest a correction |
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