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CIBC Aeroplan® Visa Infinite* Card review

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Advertiser Disclosure

Annual Fee
$139.00
Interest Rate: Purchases
20.99%
Interest Rate: Purchases
20.99%
Balance Transfer
22.99%
Balance Transfer
22.99%
Rewards
1 - 1.5 points
Rewards
1 - 1.5 points
Signup Bonus
20000 points (after spending $6,000)
Signup Bonus
20000 points (after spending $6,000)


8/10
Informr score
The CIBC Aeroplan® Visa Infinite* Card currently has an Informr score of 8 out of 10. This score is based on our evaluation of 2 sources including reviews from users and the web's most trusted critics.

Am I eligible?


CIBC Aeroplan® Visa Infinite* Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be at least 18 years of age (AB, MB, ON, PE, QA, SK). 19 in all other provinces.
Yes Be a permanent or temporary resident of Canada
Yes Have a minimum personal income of $60000.

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Yore Oyster
Yore Oyster

CIBC Aeroplan Visa Infinite Card is your go-to travel rewards credit card, especially if you prefer to book flights with Air Canada. For an annual fee of $139, you can get your money’s worth since it gives you exclusive travel benefits such as Aeroplan points, free first-checked baggage, luxury hote...

- Victor, Yore Oyster
Hardbacon
Hardbacon

This card makes it very easy to rack up points and pool resources, something we need to do when inflation is high. You earn free travel very quickly with this card. If you pay your balance on time, you won’t incur interest charges. Using the card and keeping your account in good standing means that...

- Stefani Balinsky, Hardbacon

Details


Interest Rates
Regular APR Interest Rate 20.99%
Balance Transfer Interest Rate 22.99%
Cash Advance Interest Rate 22.99%
Rates & Fees
Annual Fee $139.00


Balance Transfer Fee 3%

Maximum

Cash Advance Fee $5.00
Foreign Transaction Fee 2.5%

Transactions made in a foreign currency will be converted and posted to your account in Canadian currency

Over Limit Fee $29.00
Late Payment Fee $0.00
Promotions
Sign up bonus 20000 points after spending $6,000
  • On purchases during the first 4 monthly statement periods
  • Also, earn 10000 points on your first purchase
  • Plus 20000 points as an additional anniversary bonus when you have at least $15,000 in net purchases posted on your account during the first 12 monthly statement periods
  • Enjoy a free first checked bag: a $120 value for 2 travellers for each round-trip flight, assuming you take one round-trip Air Canada flight in the first year
  • Plus, get a one-time annual fee rebate ($139) for you (the primary cardholder) and up to three authorized users ($50 each): over $189 value.
Rewards
All Purchases 1 point per $1 spent
Restaurants No
Gas 1.5 points per $1 spent

Including electric vehicle charging stations

Groceries 1.5 points per $1 spent
Hotels No
Travel 1.5 points per $1 spent

On Air Canada purchases, including Air Canada Vacations

Pharmacy No
Bills No
Additional Details
  • Earn points twice at over 150 Aeroplan partners and 170+ online retailers through the Aeroplan eStore
  • Earn 1,000 Status Qualifying Miles and 1 Status Qualifying Segment for every $10,000 in eligible purchases made on your card
Features & Benefits
Additional Card Holders
  • $50 per year
  • You can receive up to 3 additional cards
Travel Accident Insurance Yes
Car Rental Insurance No
Car Rental Discount Yes
Extended Warranty Yes
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance No
Concierge Service Yes
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments Apple Pay, Samsung Pay, Google Pay
Virtual Cards No
Additional Benefits
  • Get 3 cents off per litre at participating gas stations with Journie™ Rewards
  • Enjoy a free first checked bag for you, authorized users and up to 8 companions every time you fly with Air Canada
  • Trip Cancellation and Trip Interruption Insurance
  • Flight Delay and Baggage Insurance
  • Hotel Burglary Insurance
  • Mobile Device Insurance
  • Access to Visa Infinite Luxury Hotel Collection
  • Access to Visa Infinite Dining Series
  • Access to Visa Infinite Wine Country
  • Identity theft assistance
  • Free 6 months Uber Pass membership
Eligibility
Minimum Security Deposit $0
Minimum Age

18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces.

Minimum Personal Income $60,000 per year
Temporary Residents No
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