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CIBC Aeroplan® Visa Infinite Privilege Card review

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Advertiser Disclosure

Annual Fee
$599.00
Interest Rate: Purchases
20.99%
Interest Rate: Purchases
20.99%
Balance Transfer
22.99%
Balance Transfer
22.99%
Rewards
1.25 - 2 points
Rewards
1.25 - 2 points
Signup Bonus
20000 points (after spending $6,000)
Signup Bonus
20000 points (after spending $6,000)


Am I eligible?


CIBC Aeroplan® Visa Infinite Privilege Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be at least 18 years of age (AB, MB, ON, PE, QA, SK). 19 in all other provinces.
Yes Be a permanent or temporary resident of Canada
Yes Have a minimum personal income of $150000.

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

Details


Interest Rates
Regular APR Interest Rate 20.99%
Balance Transfer Interest Rate 22.99%
Cash Advance Interest Rate 22.99%
Rates & Fees
Annual Fee $599.00

Annual fee rebate of up to $139 if you have a CIBC Smart Plus™ Account

Balance Transfer Fee 3%

Maximum

Cash Advance Fee $5.00
Foreign Transaction Fee 2.5%

Transactions made in a foreign currency will be converted and posted to your account in Canadian currency

Over Limit Fee $29.00
Late Payment Fee $0.00
Promotions
Sign up bonus 20000 points after spending $6,000
  • On purchases during the first 4 monthly statement periods
  • Also earn 20,000 points when you make your first purchase
  • Earn another 30,000 points as an additional anniversary bonus when you have at least $25,000 in net eligible purchases posted on your account during the first 12 monthly statement periods
Rewards
All Purchases 1.25 points per $1 spent
Restaurants 1.5 points per $1 spent
Gas 1.5 points per $1 spent

Including electric vehicle charging stations

Groceries 1.5 points per $1 spent
Hotels No
Travel 2 points per $1 spent

On Air Canada purchases, including Air Canada Vacations

Pharmacy No
Bills No
Additional Details
  • Earn points twice at over 150 Aeroplan partners and 170+ online retailers through the Aeroplan eStore
  • Earn 1,000 Status Qualifying Miles and 1 Status Qualifying Segment for every $5,000 in eligible purchases made on your card
  • Receive an Annual Worldwide Companion Pass from $99 to a max of $599 (plus taxes, fees, charges and surcharges) when you spend $25,000 on your card.
Features & Benefits
Additional Card Holders
  • $149 per year
  • You can receive up to 9 additional cards
Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability No
No Foreign Transaction Fees No
Emergency Assistance No
Concierge Service Yes
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments Apple Pay, Samsung Pay, Google Pay
Virtual Cards No
Additional Benefits
  • Get 3 cents off per litre at participating gas stations with Journie™ Rewards
  • Access select Maple Leaf Lounges and Air Canada Cafés
  • Get 6 complimentary Priority Pass lounge visits per year per cardholder
  • Enjoy a free first checked bag for you, your authorized users and up to 8 companions every time you fly with Air Canada
  • Get Priority Check-in, Priority Boarding and Priority Baggage Handling for you, your authorized users and up to 8 companions on the same flight
  • Get one NEXUS application fee rebate every 4 years — a $50 value
  • Trip Cancellation and Trip Interruption Insurance
  • Flight Delay and Baggage Insurance
  • Hotel Burglary Insurance
  • Mobile Device Insurance
  • Access to  Visa Infinite Privilege benefits
  • Free 12 months Uber Pass membership
Eligibility
Minimum Security Deposit $0
Minimum Age

18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces.

Minimum Personal Income $150,000 per year
Temporary Residents No
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Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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