Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
|Regular APR Interest Rate||12.99%|
|Balance Transfer Interest Rate||14.5%|
|Cash Advance Interest Rate||14.5%|
|Rates & Fees|
First year rebated
|Balance Transfer Fee||3%|
|Cash Advance Fee||$5.00|
|Foreign Transaction Fee||
Transactions made in a foreign currency will be converted and posted to your account in Canadian currency
|Over Limit Fee||$29.00|
|Late Payment Fee||$0.00|
|Sign up bonus||
20000 points after spending $3,000
|All Purchases||1 point per $1 spent|
|Restaurants||1.5 points per $1 spent|
|Travel||1.5 points per $1 spent|
|Features & Benefits|
|Additional Card Holders||
|Travel Accident Insurance||No|
|Car Rental Insurance||Yes|
|Car Rental Discount||Yes|
|No Foreign Transaction Fees||No|
|Free Credit Scores||No|
|Wireless Payments||Apple Pay, Samsung Pay, Google Pay|
|Minimum Security Deposit||$0|
18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces.
|Minimum Personal Income||$35,000 per year|
|Terms & Conditions||Official Terms & Conditions|
|Suggest a correction|
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