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CIBC Aeroplan® Visa Business Plus Card review

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Advertiser Disclosure

Annual Fee
Interest Rate: Purchases
Interest Rate: Purchases
Balance Transfer
Balance Transfer
1 - 1.5 points
1 - 1.5 points
Signup Bonus
20000 points (after spending $4,000)
Signup Bonus
20000 points (after spending $4,000)

Am I eligible?

CIBC Aeroplan® Visa Business Plus Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be at least 18 years of age (AB, MB, ON, PE, QA, SK). 19 in all other provinces.
Yes Be a permanent or temporary resident of Canada

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


The CIBC Aeroplan Visa Business Plus Card is a premium travel card for business owners. It comes with a generous welcome bonus and a wide array of travel perks. It also offers a solid return on Aeroplan Points for travel, dining and business purchases. Just be aware that this card comes with an annu...

- Claire Horwood, Finder


Interest Rates
Regular APR Interest Rate 19.99%
Balance Transfer Interest Rate 22.99%
Cash Advance Interest Rate 22.99%
Rates & Fees
Annual Fee $120.00

First year rebated

Balance Transfer Fee 3%
Cash Advance Fee $5.00
Foreign Transaction Fee 2.5%

Transactions made in a foreign currency will be converted and posted to your account in Canadian currency

Over Limit Fee $29.00
Late Payment Fee $0.00
Sign up bonus 20000 points after spending $4,000
  • On purchases during the first 4 monthly statement periods
  • Also, earn 10,000 points on your first purchase
  • Earn another 30,000 points when you spend $35,000 or more during the first year
  • Plus, get a first-year annual fee rebate
All Purchases 1 point per $1 spent
Restaurants 1.5 points per $1 spent
Gas No
Groceries No
Hotels No
Travel 1.5 points per $1 spent
Pharmacy No
Bills No
Additional Details
  • Earn 1.5 points per $1 spent on shipping, internet, cable, and phone services
  • Earn 2 points per $1 spent on Air Canada directly, including through Air Canada Vacations®
  • Earn points twice at over 150 Aeroplan partners and 170+ online retailers through the Aeroplan eStore
  • Earn 1,000 Status Qualifying Miles and 1 Status Qualifying Segment for every $5,000 you spend on eligible purchases
Features & Benefits
Additional Card Holders
  • $50 per year
  • You can receive up to 15 additional cards
Travel Accident Insurance No
Car Rental Insurance Yes
Car Rental Discount Yes
Extended Warranty Yes
Purchase Protection Yes
Zero Liability No
No Foreign Transaction Fees No
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments Apple Pay, Samsung Pay, Google Pay
Virtual Cards No
Additional Benefits
  • Enjoy a free first checked bag for you, your authorized users and up to 8 companions every time you fly with Air Canada
  • Earn up to 4 complimentary Maple Leaf Lounge™ One-Time Guest Passes per year
  • Trip Cancellation and Trip Interruption Insurance
  • Flight Delay and Baggage Insurance
  • Visa SavingsEdge
  • Free 6 months Uber Pass membership
Minimum Security Deposit $0
Minimum Age

18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces.

Minimum Personal Income
Temporary Residents No
Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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