Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
- Keph Senett, Young and ThriftyOverall, this is a great card for most Canadians looking to earn some cash back. The CIBC Dividend Platinum® Visa* Card delivers in its excellent welcome promotion of 10% back for the first four statements up to $2,000 in total purchases, which would earn you $200 back on top of the rebated $99 firs...
- creditcardGeniusA low fee card that gives you a nice sign up bonus and lets you earn Aeroplan Miles everywhere you shop.
Interest Rates | |
---|---|
Regular APR Interest Rate | 19.99% |
Balance Transfer Interest Rate | 22.99% |
Cash Advance Interest Rate | 22.99% |
Rates & Fees | |
Annual Fee | $39.00 |
Balance Transfer Fee |
3% Maximum |
Cash Advance Fee | $5.00 |
Foreign Transaction Fee |
2.5% Transactions made in a foreign currency will be converted and posted to your account in Canadian currency. |
Over Limit Fee |
$29.00 Fee not applicable to Quebec residents. |
Late Payment Fee | $0.00 |
Promotions | |
Sign up bonus |
Earn 5000 bonus miles on your first purchase |
Rewards | |
All Purchases | 1 mile for $1.5 spent |
Restaurants | No |
Gas | No |
Groceries | No |
Hotels | No |
Travel | No |
Pharmacy | No |
Bills | No |
Additional Details |
Earn miles twice at over 150 Aeroplan Partners and 100+ online retailers. |
Features & Benefits | |
Additional Card Holders | Yes |
Travel Accident Insurance | Yes |
Car Rental Insurance | Yes |
Car Rental Discount | Yes |
Extended Warranty | Yes |
Purchase Protection | Yes |
Zero Liability | No |
No Foreign Transaction Fees | No |
Emergency Assistance | No |
Concierge Service | No |
Price Protection | No |
Fraud Protection | Yes |
Free Credit Scores | No |
Wireless Payments | Apple Pay, Samsung Pay, Google Pay |
Virtual Cards | No |
Additional Benefits |
- Reach Aeroplan silver, black or diamond status sooner - Save up to 25% at participating Avis and Budget locations worldwide - Identity Theft Assistance |
Eligibility | |
Minimum Security Deposit | $0 |
Minimum Age |
18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces. |
Minimum Personal Income | $18 per year |
Temporary Residents | No |
More | |
Additional comments | - |
Terms & Conditions | Official Terms & Conditions |
Suggest a correction |
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