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RBC Cathay Pacific Visa Platinum review

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Advertiser Disclosure

Annual Fee
$120.00
Interest Rate: Purchases
20.5%
Interest Rate: Purchases
20.5%
Balance Transfer
22.99%
Balance Transfer
22.99%
Rewards
1 - 2 Miles
Rewards
1 - 2 Miles
Signup Bonus
-
Signup Bonus
-


7.3/10
Informr score
The RBC Cathay Pacific Visa Platinum currently has an Informr score of 7.3 out of 10. This score is based on our evaluation of 4 sources including reviews from users and the web's most trusted critics.

Am I eligible?


RBC Cathay Pacific Visa Platinum is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be at least 18 years of age (AB, MB, ON, PE, QA, SK). 19 in all other provinces.
Yes Be a permanent or temporary resident of Canada

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Yore Oyster
Yore Oyster

The RBC Cathay Pacific Visa Platinum is your go-to travel credit card if you prefer to book your flight on Cathay Pacific. With a reasonable annual fee of $120, you can earn up to 2x Asia Miles, whether on local qualifying purchases, foreign currency conversions, or on its own Cathay Pacific travel...

- Victor, Yore Oyster
Finder
Finder

The RBC Cathay Pacific Visa Platinum Travel Rewards Card lets you earn Asia Miles for every purchase you make. It also comes with a generous welcome bonus, exclusive benefits such as a 12-month DoorDash subscription, fuel savings, membership in Cathay Pacific’s Marco Polo Club and comprehensive trav...

- Claire Horwood, Finder
creditcardGenius
creditcardGenius

If you are looking for a premium travel card that gives you Asia Miles for all your purchases, you have come to the right spot. The RBC Cathay Pacific Visa Platinum is currently the only credit card in Canada that allows cardholders to earn Asia Miles. Plus, new cardholders will get a welcome bonus...

- creditcardGenius
My Rate Compass
My Rate Compass

Great Travel Credit Card For Those Who Would Like To Earn And Redeem Asia Miles for Cathay Pacific. Designed for people who travel between Canada and Asia, the RBC Cathay Pacific Visa Platinum comes with up to 35,000 bonus Asia Miles. You earn 1 Asia Mile for every $1 you spend in Canada, 1.25 Asia...

- Mohamed Konate, My Rate Compass

Details


Interest Rates
Regular APR Interest Rate 20.5%
Balance Transfer Interest Rate 22.99%
Cash Advance Interest Rate 22.99%
Rates & Fees
Annual Fee $120.00
Balance Transfer Fee 3%

Maximum

Cash Advance Fee $3.50

$5.00 fee for cash advances outside of Canada.

Foreign Transaction Fee 2.5%

Transactions made in a foreign currency will be converted and posted to your account in Canadian currency.

Over Limit Fee $29.00
Late Payment Fee $0.00
Promotions
Sign up bonus

Earn 15,000 Miles upon approval.

Rewards
All Purchases 1 mile for $1 spent


Restaurants No
Gas No
Groceries No
Hotels No
Travel 2 miles for $1 spent

On Cathay Pacific purchases online

Pharmacy No
Bills No
Additional Details
  • 1.25 Miles for every $1 CAD equivalent of foreign currency you spend using your card.
  • Receive complimentary first-year Green Tier Membership to Cathay Pacific's exclusive Marco Polo Club for the primary cardholder (worth $100 USD).
  • Link your card and instantly save 3¢/L on fuel and always earn 20% more Points at Petro-Canada.
Features & Benefits
Additional Card Holders

$50 per year for each card

Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability No
No Foreign Transaction Fees No
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments Samsung Pay
Virtual Cards No
Additional Benefits
  • Trip Cancellation and Interruption Insurance
  • Get $0 delivery fees for 12 months from DoorDash
Eligibility
Minimum Security Deposit $0
Minimum Age

18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces.

Minimum Personal Income
Temporary Residents No
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