Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
- MoneyGeniusThis business credit card earned a score of 3.9 out of a possible 5 because it offers high cash back rewards for no annual fee. On top of the 1.5% cash back earn rate on your essential business spending categories, you’ll also get 1.75% cash back at Shell for an extra treat. The downsides of this ca...
- creditcardGeniusIf you’re looking for a no fee business credit card, and gas, office supplies, cellphone and the internet are some of your biggest expenses, it’s hard to go wrong with this card. It also comes with extended warranty and purchase protection to give you peace of mind when making purchases for your bus...
- Jordann Brown, Ratehub.caIf you’re looking for a business credit card that lets you earn cash back, the BMO CashBack Business Mastercard is the credit card for you. This no annual fee credit card allows you to earn cash back specifically targeted for business spending.
Interest Rates | |
---|---|
Regular APR Interest Rate | 19.99% |
Balance Transfer Interest Rate |
22.99% (0% for the first 9 months) 3% transfer fee on intro. rate |
Cash Advance Interest Rate | 22.99% |
Rates & Fees | |
Annual Fee | $0.00 |
Balance Transfer Fee |
5% Maximum |
Cash Advance Fee |
1% Minimum of $5 |
Foreign Transaction Fee |
2.5% Transactions made in a foreign currency will be converted and posted to your account in Canadian currency. |
Over Limit Fee | $0.00 |
Late Payment Fee | $0.00 |
Promotions | |
Sign up bonus |
Get 10% cash back on gas, office supplies, and cell phone/internet bills for 3 months |
Rewards | |
All Purchases | 0.75% cash back |
Restaurants | No |
Gas | 1.5% cash back |
Groceries | No |
Hotels | No |
Travel | No |
Pharmacy | No |
Bills |
1.5% cash back On cell phone/internet bill payments. |
Additional Details |
1.75% cash back on purchases made at Shell locations in Canada. |
Features & Benefits | |
Additional Card Holders | Yes |
Travel Accident Insurance | No |
Car Rental Insurance | No |
Car Rental Discount | No |
Extended Warranty | Yes |
Purchase Protection | Yes |
Zero Liability | Yes |
No Foreign Transaction Fees | No |
Emergency Assistance | No |
Concierge Service | No |
Price Protection | No |
Fraud Protection | Yes |
Free Credit Scores | No |
Wireless Payments | No |
Virtual Cards | No |
Additional Benefits |
- Liability Waiver Program to protect your business against employee card abuse - Emergency replacement cards |
Eligibility | |
Minimum Security Deposit | $0 |
Minimum Age |
18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces. |
Minimum Personal Income | |
Temporary Residents | No |
More | |
Additional comments | - |
Terms & Conditions | Official Terms & Conditions |
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