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American Express® Aeroplan® Card review

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Advertiser Disclosure

Annual Fee
$120.00
Interest Rate: Purchases
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Interest Rate: Purchases
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Balance Transfer
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Balance Transfer
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Rewards
1 - 2 points
Rewards
1 - 2 points
Signup Bonus
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Signup Bonus
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8.1/10
Informr score
The American Express® Aeroplan® Card currently has an Informr score of 8.1 out of 10. This score is based on our evaluation of 9 sources including reviews from users and the web's most trusted critics.

Am I eligible?


American Express® Aeroplan® Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be at least 18 years of age (AB, MB, ON, PE, QA, SK). 19 in all other provinces.
Yes Be a permanent or temporary resident of Canada

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Yore Oyster
Yore Oyster

AMEX Aeroplan Card is a decent travel credit card for individuals who often fly on Air Canada. It’s a competent way to get rewards while purchasing airline items and services. In return, you can have exclusive access to the programs and acquire benefits offered by AMEX and Aeroplan.

- Jordan Bishop, Yore Oyster
Money We Have
Money We Have

There’s a crowded field when it comes to American Express credit cards, but my American Express Aeroplan Card review is positive. It’s a mid-tier Aeroplan card that’s good for people looking for the following: you want to earn Aeroplan points, you want free checked bags on Air Canada, and you want a...

- Barry Choi, Money We Have
Rewards Canada
Rewards Canada

The American Express Aeroplan Card is a somewhat forgotten card in the mix of 15 Air Canada Aeroplan co-brand cards mainly due to the popularity of the Aeroplan Visa Infinite cards offered by TD and CIBC. However with an equally good welcome bonus, lower annual fee, great earn rates and no requireme...

- Rewards Canada
Frequent Flyer Bonuses
Frequent Flyer Bonuses

The Air Canada Credit Card should not be ignored for simply being a card for a Canadian airlines. Aeroplan has been making so many changes to their program that it appeals to travelers from all over the globe. By having nearly 50 airline partners the card at only $95 per year makes a ton of sense to...

- Patrick Sojka, Frequent Flyer Bonuses
NerdWallet
NerdWallet

The American Express Aeroplan Card can help you rack up points at an impressive clip, especially if you make regular use of food delivery apps. No pre-set spending limit means freedom and flexibility — just remember to pay down that balance every month.

- Clay Jarvis, NerdWallet

Details


Interest Rates
Regular APR Interest Rate

No interest charges because you pay your balance in full each month

Balance Transfer Interest Rate

No interest charges because you pay your balance in full each month

Cash Advance Interest Rate

No interest charges because you pay your balance in full each month

Rates & Fees
Annual Fee $120.00
Balance Transfer Fee
Cash Advance Fee 3%

Minimum of $0.75

Foreign Transaction Fee 2.5%

Transactions made in a foreign currency will be converted and posted to your account in Canadian currency.

Over Limit Fee $0.00
Late Payment Fee $0.00
Promotions
Sign up bonus
  • Earn 3,000 Aeroplan points for each monthly billing period in which you spend $1,000 in net purchases on your Card for the first 10 months of Cardmembership. That could add up to 30,000 Aeroplan points.
  • Plus, you can earn 10,000 Aeroplan points when you make a purchase between 14 and 17 months of Cardmembership.
Rewards
All Purchases 1 point per $1 spent
Restaurants 1.5 points per $1 spent

On eligible dining and food delivery purchases in Canada

Gas No
Groceries No
Hotels No
Travel 2 points per $1 spent

On eligible purchases made directly with Air Canada and Air Canada Vacations

Pharmacy No
Bills No
Additional Details
  • Earn 1,000 Status Qualifying Miles and 1 Status Qualifying Segment for every $10,000 in eligible net purchases charged to your Card.
Features & Benefits
Additional Card Holders
  • $50 for each additional Aeroplan® Card to share some of your benefits and earn Aeroplan points faster
  • $0 for each additional Aeroplan® No Fee Card to earn points faster
Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability No
No Foreign Transaction Fees No
Emergency Assistance Yes
Concierge Service No
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments No
Virtual Cards No
Additional Benefits
  • Free First Checked Bag
  • Exclusive Access to Amex Experiences
  • Reach Elite Status Faster
  • Front Of The Line®
  • Flight Delay Insurance
  • Baggage Delay Insurance
  • Lost or Stolen Baggage Insurance
  • Hotel Burglary Insurance
  • Travel Emergency Assistance
  • Free Uber Pass Membership for 6 months
Eligibility
Minimum Security Deposit $0
Minimum Age

18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces.

Minimum Personal Income
Temporary Residents No
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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