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American Express® Aeroplan® Business Reserve Card review

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Advertiser Disclosure

Annual Fee
$599.00
Interest Rate: Purchases
19.99%
Interest Rate: Purchases
19.99%
Balance Transfer
-
Balance Transfer
-
Rewards
1 - 3 points
Rewards
1 - 3 points
Signup Bonus
65000 points (after spending $10,500)
Signup Bonus
65000 points (after spending $10,500)


3.8/10
Informr score
The American Express® Aeroplan® Business Reserve Card currently has an Informr score of 3.8 out of 10. This score is based on our evaluation of 5 sources including reviews from users and the web's most trusted critics.

Am I eligible?


American Express® Aeroplan® Business Reserve Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be at least 18 years of age (AB, MB, ON, PE, QA, SK). 19 in all other provinces.
Yes Be a permanent or temporary resident of Canada

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Yore Oyster
Yore Oyster

American Express Aeroplan Business Reserve Card is an excellent companion to get perks and benefits while travelling. You can earn points in many ways, which is advantageous, so you can get back rewards when you accumulate enough points. However, there might be cards that offer better rewards than t...

- Jordan Bishop, Yore Oyster
Rewards Canada
Rewards Canada

If Air Canada and Aeroplan are your go to airline and loyalty program and you operate a business – big or small this is the card to consider getting. With strong points earn rates, amazing benefits and a full suite of insurance coverage this card has you covered. You’ll access Maple Leaf lounges in...

- Patrick S, Rewards Canada
PointsWise
PointsWise

The benefits the Aeroplan Business Reserve Card far outweigh the annual fee. If you’re a frequent flier with loyalty to Air Canada or its Star Alliance partners, you’ll be able to take advantage of unlimited lounge access.

- PointsWise
MoneyGenius
MoneyGenius

If you’re a business owner who always finds themselves on an Air Canada flight, the Amex Aeroplan Business Reward Card may be an extremely valuable tool for your wallet. You’ll get premium benefits while flying on Air Canada, including priority services and free lounge access. Earning up to 3 Aeropl...

- MoneyGenius
Finder
Finder

Lets you earn Aeroplan points whenever you spend money on your credit card. It comes with a host of travel and airport benefits including a free companion pass, priority services at the airport, lounge access and comprehensive travel insurance. Just keep in mind that this card comes with an annual f...

- Claire Horwood, Finder

Details


Interest Rates
Regular APR Interest Rate 19.99%


Balance Transfer Interest Rate

No interest charges because you pay your balance in full each month

Cash Advance Interest Rate 21.99%


Rates & Fees
Annual Fee $599.00
Balance Transfer Fee
Cash Advance Fee $2.75
Foreign Transaction Fee 2.5%

Transactions made in a foreign currency will be converted and posted to your account in Canadian currency.

Over Limit Fee $29.00
Late Payment Fee $0.00
Promotions
Sign up bonus 65000 points after spending $10,500
  • On purchases within the first 3 months.
  • Plus, earn an additional 25,000 points when you spend $3,500 in month 13
Rewards
All Purchases 1 point per $1 spent
Restaurants 2 points per $1 spent

On eligible dining and food delivery purchases in Canada

Gas No
Groceries No
Hotels No
Travel 3 points per $1 spent

On eligible purchases made directly with Air Canada and Air Canada Vacations

Pharmacy No
Bills No
Additional Details
  • Earn 1,000 Status Qualifying Miles and 1 Status Qualifying Segment for every $5,000 in eligible net purchases charged to your Card.
  • Receive one Annual Worldwide Companion Pass when you spend $25,000 in net purchases prior to your Card anniversary date.
Features & Benefits
Additional Card Holders
  • $199 for each additional Aeroplan® Business Reserve Card to share some of your benefits and earn Aeroplan points faster
  • $0 for each additional Aeroplan® Business Reserve No Fee Card Card to earn points faster
Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability No
No Foreign Transaction Fees No
Emergency Assistance Yes
Concierge Service No
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments No
Virtual Cards No
Additional Benefits
  • Enjoy access to select Air Canada Maple Leaf Lounges and Air Canada Cafes in North America
  • Priority Airport Check-In, Priority Boarding, and Priority Baggage Handling when you fly with Air Canada
  • Get prioritized on the standby waitlist for an Air Canada flight and higher priority when you request an eUpgrade
  • Free First Checked Bag
  • Expedited Security Lane
  • Get complimentary valet service at the Express Park and Daily Park at Toronto Pearson International Airport
  • Get 15% off parking rates at the Express Park and Daily Park at Toronto Pearson International Airport
  • Get 15% off Car Care Services at Toronto Pearson International Airport
  • Reach Elite Status Faster
  • Trip Cancellation Insurance
  • Trip Interruption Insurance
  • Flight Delay Insurance
  • Baggage Delay Insurance
  • Lost or Stolen Baggage Insurance
  • Hotel Burglary Insurance
  • Employee Card Misuse Protection
  • Free Uber Pass Membership for 12 months
Eligibility
Minimum Security Deposit $0
Minimum Age

18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces.

Minimum Personal Income
Temporary Residents No
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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