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TD® Aeroplan® Visa Platinum Card review

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Advertiser Disclosure

Interest Rate: Purchases
19.99%
Balance Transfer
22.99%
Rewards
1 point
Signup Bonus
10000 points (after spending $1,000)


8.4/10
Informr score
The TD® Aeroplan® Visa Platinum Card currently has an Informr score of 8.4 out of 10. This score is based on our evaluation of 3 sources including reviews from users and the web's most trusted critics.

Am I eligible?


TD® Aeroplan® Visa Platinum Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be at least 18 years of age (AB, MB, ON, PE, QA, SK). 19 in all other provinces.
Yes Be a permanent or temporary resident of Canada

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Money We Have

My TD Aeroplan Visa Platinum review is positive. There’s no minimum income requirement and you get 10,000 Aeroplan miles after your first purchase. There’s no other way to earn that many points so quickly (unless you qulify for a higher tier card) which is why you need to consider this card if you w...

- Barry Choi, Money We Have
creditcardGenius

With a nice signup bonus and the ability to earn Aeroplan miles everywhere you shop, this card makes it easy earn and redeem your miles for the flights you want.

- creditcardGenius
GreedyRates.ca

The card isn’t for everyone. However, the value of the benefits, especially with the 40,000 mile welcome bonus, more than make-up for its cost – in spades.

- GreedyRates Team, GreedyRates.ca

Details


Interest Rates
Regular APR Interest Rate 19.99%
Balance Transfer Interest Rate 22.99%
Cash Advance Interest Rate 22.99%
Rates & Fees
Annual Fee $89.00

Waived on the first year

Balance Transfer Fee 3%

Maximum

Cash Advance Fee 1%

Minimum of $3.50, maximum of $10.00

Foreign Transaction Fee $2.50

Transactions made in a foreign currency will be converted and posted to your account in Canadian currency.

Over Limit Fee $29.00
Late Payment Fee $0.00
Promotions
Sign up bonus 10000 points after spending $1,000
  • On purchases within the first 3 months
  • Earn 10,000 points when you make your first Purchase with your card
  • Plus, get an annual fee rebate for the primary and first additional cardholder for the first year
Rewards
All Purchases 1 point per $1.5 spent
Restaurants No
Gas 1 point per $1 spent
Groceries 1 point per $1 spent
Hotels No
Travel 1 point per $1 spent

Air Canada purchases, including Air Canada Vacations

Pharmacy No
Bills No
Additional Details
  • Earn points twice when you pay with your Card and provide your Aeroplan number at over 150 Aeroplan partner brands and at 170+ online retailers via the Aeroplan eStore
  • Earn 1 points per $1 spent on eligible purchases at participating Starbucks® locations - Offer ends November 7, 2021
  • Features & Benefits
    Additional Card Holders

    $35 per year for each card

    Travel Accident Insurance Yes
    Car Rental Insurance Yes
    Car Rental Discount Yes
    Extended Warranty Yes
    Purchase Protection Yes
    Zero Liability Yes
    No Foreign Transaction Fees No
    Emergency Assistance Yes
    Concierge Service No
    Price Protection No
    Fraud Protection Yes
    Free Credit Scores No
    Wireless Payments Paywave
    Virtual Cards No
    Additional Benefits
    • Delayed and Lost Baggage Insurance
    • Flight/Trip Delay Insurance
    • Hotel/Motel Burglary Insurance
    • Mobile Device Insurance
    Eligibility
    Minimum Security Deposit $0
    Minimum Age

    18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces.

    Minimum Personal Income
    Temporary Residents No
    More
    Additional comments
    Terms & Conditions Official Terms & Conditions
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