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TD® Aeroplan® Visa Platinum Card review

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Advertiser Disclosure

Annual Fee
$89.00
Interest Rate: Purchases
20.99%
Interest Rate: Purchases
20.99%
Balance Transfer
22.99%
Balance Transfer
22.99%
Rewards
1 point
Rewards
1 point
Signup Bonus
10000 points (after spending $1,000)
Signup Bonus
10000 points (after spending $1,000)


8.4/10
Informr score
The TD® Aeroplan® Visa Platinum Card currently has an Informr score of 8.4 out of 10. This score is based on our evaluation of 6 sources including reviews from users and the web's most trusted critics.

Am I eligible?


TD® Aeroplan® Visa Platinum Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be at least 18 years of age (AB, MB, ON, PE, QA, SK). 19 in all other provinces.
Yes Be a permanent or temporary resident of Canada

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Rewards Canada
Rewards Canada

If you are in the market for an entry to mid-level Aeroplan co-brand card the TD Aeroplan Visa Platinum card is one to consider. The one to one earn rate in select categories combined with the preferred pricing on Air Canada award tickets and relatively strong insurance coverage make this card ideal...

- Rewards Canada
Yore Oyster
Yore Oyster

The TD Aeroplan Visa Platinum Card is a travel credit card suited for frequent travelers; with this card, you can earn up to $500 worth of rewards, within the first year of applying for this, just by completing some milestones. The TD Aeroplan Visa Platinum Card has a very reasonable annual fee of j...

- Victor, Yore Oyster
Money We Have
Money We Have

My TD Aeroplan Visa Platinum review is positive. There’s no minimum income requirement and you get a decent earn rate. There’s no other way to earn that many points so quickly (unless you qualify for a higher tier card) which is why you need to consider this card if you want to start collecting Aero...

- Barry Choi, Money We Have
Finder
Finder

The TD Aeroplan Visa Platinum Card is for frequent flyers and Aeroplan members. It allows you to collect double the Aeroplan points on eligible purchases and comes with a welcome offer, basic travel insurance and other perks like car rental coverage, common carrier insurance and purchase protection.

- Claire Horwood, Finder
creditcardGenius
creditcardGenius

With a nice signup bonus and the ability to earn Aeroplan miles everywhere you shop, this card makes it easy earn and redeem your miles for the flights you want.

- creditcardGenius

Details


Interest Rates
Regular APR Interest Rate 20.99%
Balance Transfer Interest Rate 22.99%
Cash Advance Interest Rate 22.99%
Rates & Fees
Annual Fee $89.00

Waived on the first year

Balance Transfer Fee 3%

Maximum

Cash Advance Fee 1%

Minimum of $3.50, maximum of $10.00

Foreign Transaction Fee $2.50

Transactions made in a foreign currency will be converted and posted to your account in Canadian currency.

Over Limit Fee $29.00
Late Payment Fee $0.00
Promotions
Sign up bonus 10000 points after spending $1,000
  • On purchases within the first 3 months
  • Earn 10,000 points when you make your first purchase with your card
  • Plus, get an annual fee rebate for the primary and first additional cardholder for the first year
Rewards
All Purchases 1 point per $1.5 spent
Restaurants No
Gas 1 point per $1 spent
Groceries 1 point per $1 spent
Hotels No
Travel 1 point per $1 spent

Air Canada purchases, including Air Canada Vacations

Pharmacy No
Bills No
Additional Details

Earn points twice when you pay with your Card and provide your Aeroplan number at over 150 Aeroplan partner brands and at 170+ online retailers via the Aeroplan eStore

Features & Benefits
Additional Card Holders

$35 per year for each card

Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount Yes
Extended Warranty Yes
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance Yes
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments Paywave, Samsung Pay
Virtual Cards No
Additional Benefits
  • Delayed and Lost Baggage Insurance
  • Flight/Trip Delay Insurance
  • Hotel/Motel Burglary Insurance
  • Mobile Device Insurance
  • Free 3 months Uber Pass membership
Eligibility
Minimum Security Deposit $0
Minimum Age

18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces.

Minimum Personal Income
Temporary Residents No
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Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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