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TD® Aeroplan® Visa Infinite Card review

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Advertiser Disclosure

Interest Rate: Purchases
Balance Transfer
1 - 1.5 points
Signup Bonus
10000 points (after spending $1,000)

Informr score
The TD® Aeroplan® Visa Infinite Card currently has an Informr score of 7 out of 10. This score is based on our evaluation of 9 sources including reviews from users and the web's most trusted critics.

Am I eligible?

TD® Aeroplan® Visa Infinite Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be at least 18 years of age (AB, MB, ON, PE, QA, SK). 19 in all other provinces.
Yes Be a permanent or temporary resident of Canada
Yes Have a minimum personal income of $60000.

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...

In my opinion, the card’s best features are the travel insurance program and high earn rate. Rewards are valued higher when redeemed for Air Canada flights and lounges but if you can make your travel plans align, it can be worth it. This card is a great option for eligible, frequent travellers who c...

- Barry Choi,
Rewards Canada

It's no wonder the newly revamped TD Aeroplan Visa Infinite Card was crowned as the Top Airline Credit Card in Canada for 2021. When you take the complete package of what the card offers and the value that the Aeroplan programs brings there isn't too much bad to say about it. Yes it is Aeroplan spec...

- Rewards Canada

The TD® Aeroplan® Visa Infinite* is a great travel credit card with a generous welcome bonus, extensive insurance coverage, and a great array of Air Canada perks and other benefits. In our opinion, this is one of the top Aeroplan branded travel credit cards available in Canada. On the other hand, th...

Young and Thrifty

We’re loving some of the perks of this credit card: the generous welcome bonus, one complimentary checked bag on Air Canada flights, priority check-in and boarding on Air Canada flights, and the free lounge pass are all enticing. Also, the comprehensive travel insurance that doesn’t require you to c...

- Keph Senett, Young and Thrifty

The TD Aeroplan Visa Infinite is considered by many to be the best airline credit card out there and also one of the better overall travel credit cards. What makes this card so popular – aside from the obvious fact it’s associated with Aeroplan, Canada’s largest frequent flyer program – is its robus...

- Bassel Abdel-Qader,


Interest Rates
Regular APR Interest Rate 20.99%
Balance Transfer Interest Rate 20.99%
Cash Advance Interest Rate 20.99%
Rates & Fees
Annual Fee $139.00

Waived on the first year

Balance Transfer Fee 3%


Cash Advance Fee 1%

Minimum of $3.50, maximum of $10.00

Foreign Transaction Fee 2.5%

Transactions made in a foreign currency will be converted and posted to your account in Canadian currency.

Over Limit Fee $29.00
Late Payment Fee $0.00
Sign up bonus 10000 points after spending $1,000
  • On purchases within the first 3 months
  • Earn 10,000 points when you make your first Purchase with your card
  • Also get a Bonus Buddy Pass after spending $1,000 in the first three months
  • Plus, get an annual fee rebate for the primary and first additional cardholder for the first year.
All Purchases 1 point per $1 spent
Restaurants No
Gas 1.5 points per $1 spent
Groceries 1.5 points per $1 spent
Hotels No
Travel 1.5 points per $1 spent

On Air Canada purchases, including Air Canada Vacations

Pharmacy No
Bills No
Additional Details

  • Earn points twice when you pay with your Card and provide your Aeroplan number at over 150 Aeroplan partner brands and at 170+ online retailers via the Aeroplan eStore
  • Earn 1.5 points per $1 spent on eligible purchases at participating Starbucks® locations - Offer ends November 7, 2021
  • Features & Benefits
    Additional Card Holders

    $75 per year for each card

    Travel Accident Insurance Yes
    Car Rental Insurance Yes
    Car Rental Discount Yes
    Extended Warranty Yes
    Purchase Protection Yes
    Zero Liability Yes
    No Foreign Transaction Fees No
    Emergency Assistance Yes
    Concierge Service Yes
    Price Protection No
    Fraud Protection Yes
    Free Credit Scores No
    Wireless Payments Paywave
    Virtual Cards No
    Additional Benefits
    • First checked bag free
    • Access to Visa Infinite Luxury Hotel Collection
    • Access to Visa Infinite Dining Series
    • Access to Visa Infinite Wine Country Program
    • Access to Visa Infinite Entertainment Access
    • Access to Visa Infinite Troon Golf
    • Trip Cancellation/Trip Interruption Insurance
    • Flight/Trip Delay Insurance
    • Delayed and Lost Baggage Insurance
    • Hotel/Motel Burglary Insurance
    • Statement Credits For NEXUS Holders every 48 months
    • Mobile Device Insurance
    Minimum Security Deposit $0
    Minimum Age

    18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces.

    Minimum Personal Income $60,000 per year
    Temporary Residents No
    Additional comments

    Terms & Conditions Official Terms & Conditions
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