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TD® Aeroplan® Visa Business Card review

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Advertiser Disclosure

Annual Fee
Interest Rate: Purchases
Interest Rate: Purchases
Balance Transfer
Balance Transfer
1 - 1.5 points
1 - 1.5 points
Signup Bonus
45000 points (after spending $2,500)
Signup Bonus
45000 points (after spending $2,500)

Am I eligible?

TD® Aeroplan® Visa Business Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be at least 18 years of age (AB, MB, ON, PE, QA, SK). 19 in all other provinces.
Yes Be a permanent or temporary resident of Canada

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...

Yore Oyster
Yore Oyster

TD Aeroplan Visa Business Credit Card is a personal credit card targeted toward for-profit small business owners in Canada. With bonus rewards of up to 60,000 points when you spend up to $2,500 per month within the 1st 12 months, the card is excellent for accumulating reward points. The card also of...

- Victor, Yore Oyster

The TD Aeroplan Visa Business Card is designed for small business owners who want to collect more Aeroplan points when they make business purchases. This card comes with a welcome offer, comprehensive travel insurance, business tracking tools and a nice spread of travel perks. Just be aware that it...

- Claire Horwood, Finder


Interest Rates
Regular APR Interest Rate 14.99%
Balance Transfer Interest Rate 22.99%
Cash Advance Interest Rate 22.99%
Rates & Fees
Annual Fee $149.00

Get an annual fee rebate for the first year

Balance Transfer Fee 3%


Cash Advance Fee 1%

Minimum of $3.50, maximum of $10.00

Foreign Transaction Fee 2.5%

Transactions made in a foreign currency will be converted and posted to your account in Canadian currency.

Over Limit Fee $29.00
Late Payment Fee $0.00
Sign up bonus 45000 points after spending $2,500
  • On purchases each month within the first 12 months
  • Earn 10,000 points when you make your first purchase with your card
  • Plus, earn up to 5,000 points when you spend $250 on eligible mobile wallet purchases within 90 days of Account opening
  • Get an annual fee rebate for the first year for the primary cardholder and 2 additional cardholders
  • Enroll for NEXUS and once every 48 months get an application fee rebate, share free first checked bags and get access to Maple Leaf Lounges
All Purchases 1 point per $1 spent
Restaurants 1.5 points per $1 spent
Gas No
Groceries No
Hotels No
Travel 1.5 points per $1 spent
Pharmacy No
Bills No
Additional Details
  • Earn 1.5 points per $1 spent on select business categories such as shipping, internet, cable and phone
  • Earn 2 points per $1 spent on eligible Air Canada® purchases, including Air Canada Vacations®
  • Earn points twice when you pay with your Card and provide your Aeroplan number at over 150 Aeroplan partner brands and at 170+ online retailers via the Aeroplan eStore
Features & Benefits
Additional Card Holders

$49 per year for each card

Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount Yes
Extended Warranty Yes
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance Yes
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments Samsung Pay
Virtual Cards No
Additional Benefits
  • Free first checked bag for up to 9 people travelling on the same reservation on Air Canada flights.
  • Get access to the TD Card Management Tool
  • Discounts of up to 25% off for business Purchases made under the Visa SavingsEdge Program
  • Maple Leaf Lounge One-Time Guest Passes
  • Travel Medical Insurance
  • Trip Cancellation/Trip Interruption Insurance
  • Flight/Trip Delay Insurance
  • Delayed and Lost Baggage Insurance
  • Hotel/Motel Burglary Insurance
  • Emergency Travel Assistance Services
  • Statement Credits For NEXUS Holders
  • Mobile Device Insurance
  • Free 6 months Uber Pass membership
Minimum Security Deposit $0
Minimum Age

18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces.

Minimum Personal Income
Temporary Residents No
Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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