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TD® Aeroplan® Visa Business Card review

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Advertiser Disclosure

Interest Rate: Purchases
14.99%
Balance Transfer
22.99%
Rewards
1 - 1.5 points
Signup Bonus
15000 points (after spending $5,000)


Am I eligible?


TD® Aeroplan® Visa Business Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be at least 18 years of age (AB, MB, ON, PE, QA, SK). 19 in all other provinces.
Yes Be a permanent or temporary resident of Canada

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

Details


Interest Rates
Regular APR Interest Rate 14.99%
Balance Transfer Interest Rate 22.99%
Cash Advance Interest Rate 22.99%
Rates & Fees
Annual Fee $149.00

Waived on the first year

Balance Transfer Fee 3%

Maximum

Cash Advance Fee 1%

Minimum of $3.50, maximum of $10.00

Foreign Transaction Fee 2.5%

Transactions made in a foreign currency will be converted and posted to your account in Canadian currency.

Over Limit Fee $29.00
Late Payment Fee $0.00
Promotions
Sign up bonus 15000 points after spending $5,000
  • On purchases within the first 3 months
  • Earn an additional 10,000 points when you make your first purchase with your card
  • Plus, get a Bonus Buddy Pass after spending $1,000 in the first three months
  • Get up to $247 in Annual Fee Rebates for the Primary Cardholder and two Additional Cardholders.
  • Receive a $10 Statement Credit upon registering for E-Statements in the first 3 months.
Rewards
All Purchases 1 point per $1 spent
Restaurants 1.5 points per $1 spent
Gas No
Groceries No
Hotels No
Travel 1.5 points per $1 spent
Pharmacy No
Bills No
Additional Details
  • Earn 1.5 points per $1 spent on select business categories such as shipping, internet, cable and phone
  • Earn 2 points per $1 spent on eligible Air Canada® purchases, including Air Canada Vacations®
  • Earn points twice when you pay with your Card and provide your Aeroplan number at over 150 Aeroplan partner brands and at 170+ online retailers via the Aeroplan eStore
  • Earn 2.25 points per $1 spent on eligible purchases at participating Starbucks® locations - Offer ends November 7, 2021
Features & Benefits
Additional Card Holders

$49 per year for each card

Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount Yes
Extended Warranty Yes
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance Yes
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Virtual Cards No
Additional Benefits
  • Free first checked bag for up to 9 people travelling on the same reservation on Air Canada flights.
  • Get access to the TD Card Management Tool
  • Discounts of up to 25% off for business Purchases made under the Visa SavingsEdge Program
  • Maple Leaf Lounge One-Time Guest Passes
  • Travel Medical Insurance
  • Trip Cancellation/Trip Interruption Insurance
  • Flight/Trip Delay Insurance
  • Delayed and Lost Baggage Insurance
  • Hotel/Motel Burglary Insurance
  • Emergency Travel Assistance Services
  • Statement Credits For NEXUS Holders
  • Mobile Device Insurance
Eligibility
Minimum Security Deposit $0
Minimum Age

18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces.

Minimum Personal Income
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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