Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
- Jason Steele, Money CrashersToo many college students who use credit cards are tempted to overspend and incur debt. The BankAmericard Credit Card for Students won’t solve that problem, but it’s a simple card that could help students to learn to use credit responsibly. So long as the generous interest free financing offer doesn...
- Lyle Daly, The AscentThis card offers a low minimum deposit and a high maximum to go along with free access to your FICO® score and the ability to graduate to an unsecured card -- the only thing missing is a modest rewards program.
- Emma Woodward, CnetA secured credit card with no annual fee and few frills. As a secured credit card, it can help establish or rebuild credit with responsible use, in exchange for a security deposit. If you’re looking for a straightforward credit card to build your credit, this card could be a solid fit -- but don’t e...
- Emma Woodward, CnetThe BankAmericard® Secured Credit Card* is a secured credit card with no annual fee and few frills. As a secured credit card, it can help establish or rebuild credit, with responsible use, in exchange for a security deposit. If you're looking for a straightforward credit card to build your credit, t...
- Brett Holzhauer, MoneyGeekThe no annual fee BankAmericard® credit card Secured Card is best suited for people in the early stages of building or rebuilding their credit. Bank of America reports your payment history to all three major credit bureaus, allowing you to improve your creditworthiness as long as you follow good spe...
Interest Rates | |
---|---|
Regular APR Interest Rate |
26.24% (Variable) This APR will vary with the market based on the Prime Rate. |
Balance Transfer Interest Rate |
26.24% (Variable) This APR will vary with the market based on the Prime Rate. |
Cash Advance Interest Rate |
29.24% ‐ 30.24% (Variable) This APR will vary with the market based on the Prime Rate. |
Rates & Fees | |
Annual Fee | $0.00 |
Balance Transfer Fee |
3% |
Cash Advance Fee |
3% |
Foreign Transaction Fee |
3% Of each transaction in U.S. dollars. |
Over Limit Fee | $0.00 |
Late Payment Fee |
$40.00 Maximum |
Promotions | |
Sign up bonus | No |
Rewards | |
All Purchases | No |
Restaurants | No |
Gas | No |
Groceries | No |
Hotels | No |
Travel | No |
Pharmacy | No |
Bills | No |
Features & Benefits | |
Additional Card Holders | Yes |
Travel Accident Insurance | No |
Car Rental Insurance | No |
Car Rental Discount | No |
Extended Warranty | No |
Purchase Protection | No |
Zero Liability | Yes |
No Foreign Transaction Fees | No |
Emergency Assistance | No |
Concierge Service | No |
Price Protection | No |
Fraud Protection | Yes |
Free Credit Scores | Yes |
Wireless Payments | Apple Pay, Samsung Pay, Google Pay |
Virtual Cards | No |
Additional Benefits |
|
Eligibility | |
Minimum Security Deposit | $200 |
Minimum Age | 18 |
Minimum Personal Income | |
Temporary Residents | No |
More | |
Additional comments | - |
Terms & Conditions | Official Terms & Conditions |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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