Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
- Sara Rathner, NerdWalletIt's not a game-changer, but the card does offer some intriguing features, including the ability to finance expensive Apple products with an interest-free payment plan.
- Lyle Daly, The Motley FoolThe Apple Card can be a smart choice if you're building or rebuilding your credit, because its benefits compare favorably to other credit cards for consumers with fair credit. The fact that it explains how much interest you'll pay based on your payment amount also makes it useful if you're new to cr...
- Tim Devaney, Credit KarmaThe Apple Card might be worth it for loyal iPhone and Apple customers who want an easy way to earn rewards — especially on purchases made at Apple and select partners like Walgreens, Uber and Mobile. But keep in mind that there are plenty of store credit cards that offer more than the Apple Card’s 3...
- John S Kiernan, WalletHubThe Apple Card is a good option if you are a frequent Apple customer and use Apple Pay. The card gives great rewards with Apple and select other merchants, and it has a $0 annual fee as well as interest-free financing on qualifying Apple purchases.
- Eric Rosenberg, TimeThe Apple Card is a good deal for purchases from Apple and using Apple Pay. Cardholders earn 3% back on purchases from Apple, 2% back when using Apple Pay anywhere it’s accepted, and 1% everywhere else. The card has no fees or costs aside from interest charges if you carry a balance. It’s a good opt...
Interest Rates | |
---|---|
Regular APR Interest Rate | 19.24% ‐ 29.49% (Variable) |
Balance Transfer Interest Rate | |
Cash Advance Interest Rate | |
Rates & Fees | |
Annual Fee | $0.00 |
Balance Transfer Fee | |
Cash Advance Fee | |
Foreign Transaction Fee | $0.00 |
Over Limit Fee | $0.00 |
Late Payment Fee | $0.00 |
Promotions | |
Sign up bonus | No |
Rewards | |
All Purchases |
1% cash back When using physical card |
Restaurants | No |
Gas | No |
Groceries | No |
Hotels | No |
Travel | No |
Pharmacy |
3% cash back On purchases made at Walgreens and Duane Reade via Apple Pay |
Bills | No |
Additional Details |
|
Features & Benefits | |
Additional Card Holders | Yes |
Travel Accident Insurance | No |
Car Rental Insurance | No |
Car Rental Discount | No |
Extended Warranty | No |
Purchase Protection | No |
Zero Liability | No |
No Foreign Transaction Fees | Yes |
Emergency Assistance | No |
Concierge Service | No |
Price Protection | No |
Fraud Protection | No |
Free Credit Scores | No |
Wireless Payments | Apple Pay |
Virtual Cards | Yes |
Eligibility | |
Minimum Security Deposit | $0 |
Minimum Age | 18 |
Minimum Personal Income | |
Temporary Residents | No |
More | |
Additional comments | - |
Terms & Conditions | Official Terms & Conditions |
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